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Our low personal loan rate

Whether for home improvements, a shiny new car or that dream holiday, we can help make it happen.

UK residents only. Subject to status and eligibility. 18+. Rates depend on loan amount & individual circumstances. Rates are the same online, in branch and via telephone.

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Gold Mastercard

With our Gold Mastercard you get 0% p.a. on purchases for 26 months and 0% p.a. on balance transfers for 12 months from account opening. Credit facilities subject to status and eligibility. 18+. UK residents. T&Cs and fees apply.

Representative example: Rate of interest 18.9% p.a. (variable). Total amount of credit £1200. Representative 18.9% APR (variable).

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1.6% Gross[1] p.a./AER[2] Fixed Rate Bond

Find out about Clydesdale Bank's new Online Fixed Rate Bond. The interest rate is fixed at 1.60% Gross[1] p.a./AER[2] . A competitive rate you can depend on. To take advantage of this offer, simply apply online. Once your account is opened, funds must be deposited by 31 August 2018. Minimum deposit £2,000. Maximum deposit £5m. Maturity date: 28 June 2019. No withdrawals permitted during fixed rate period. This offer may be withdrawn at any time. Interest is calculated daily and paid quarterly.

Find out more about our Online Fixed Rate Bond

Over 50s Life Cover

If you choose to take out a policy, Royal London will send you £50 worth of Argos Gift Cards after your fourth monthly payment. It’s just their way of giving you a warm welcome.*T&Cs apply. Offer ends 09.07.18

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Update on our combination with Virgin Money

Click here for the latest update on our potential combination with Virgin Money.

Find out more about Virgin money

Are you financially fit?

Just how fit are your finances? By making a few small changes to the way you spend, you could see a difference in your bank balance. Discover our five top tips for getting your finances in shape.

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Branch network update

More detail on how we took the difficult decision to close a number of branches and a summary of our engagement with our customers.

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[1] Gross rate interest is the interest payable without taking account of any tax payable.

[2] AER, Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.

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