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Our low personal loan rate

Whether for home improvements, a shiny new car or that dream holiday, we can help make it happen.

UK residents only. Subject to status and eligibility. 18+. Rates depend on loan amount & individual circumstances. Rates are the same online, in branch and via telephone.

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Gold Mastercard

With our Gold Mastercard you get 0% p.a. on purchases for 26 months and 0% p.a. on balance transfers for 12 months from account opening. Credit facilities subject to status and eligibility. 18+. UK residents. T&Cs and fees apply.

Representative example: Rate of interest 18.9% p.a. (variable). Total amount of credit £1200. Representative 18.9% APR (variable).

Find out more Gold Mastercard

Refer a friend

Have you had a mortgage or current account (for at least three months) with us? You can refer a friend for a mortgage and once their mortgage is open, we’ll send you both £100 in Love2Shop vouchers. You can recommend up to five people – that’s a possible £500 in vouchers for you. 18+. T&Cs apply.

Find out more about Home Insurance

Internet Banking

Internet Banking just got even better. Our improved service has a fresh new look and new features to match – searchable transactions, easier payment authorisation, digital statements and much more. All ready to help you manage your money with just a few clicks.

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Mobile Banking

Mobile Banking just got even better. Our improved app has fingerprint ID login, mobile cheque deposit, and more. So your bank account is always in your hands, wherever you go.

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Update on our combination with Virgin Money

Click here for the latest update on our potential combination with Virgin Money.

Find out more about Virgin money

Are you financially fit?

Just how fit are your finances? By making a few small changes to the way you spend, you could see a difference in your bank balance. Discover our five top tips for getting your finances in shape.

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Branch network update

More detail on how we took the difficult decision to close a number of branches and a summary of our engagement with our customers.

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Our Community

Supporting our Communities
Find out more about supporting our communities
The SSE
Hydro Find out more about The SSE Hydro
Supporting our
Customers Find out more about Supporting Our Customers

[1] Gross rate interest is the interest payable without taking account of any tax payable.

[2] AER, Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.

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You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.