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Take control of your payments online

Bacs from Clydesdale Bank offers you a direct credit facility and a direct debit originator facility, which could save you time and money. With direct credit, you can make payments via electronic transfer, such as regular payments to suppliers or employees’ salaries. While with direct debit, you can collect payments from another bank or building society account. Subject to status. Charges apply. Business current account required.


  • Make multiple payments efficiently
  • Secure and reliable, reducing the risk of fraud
  • With only payee account number, name and sort code required, administration time kept to a minimum

Further features

  • Easy access via an office-based PC (through a serial port and Bacs approved software)
  • Direct submission – available through the BACSTEL-IP access channel
  • Indirect access – available to smaller businesses who may operate through a bureau
  • Account maintenance – view your submission history, access reports and maintain details of service users and contacts
  • Direct debiting scheme – paper-based direct debit instructions available (DDI)
  • AUDDIS – automating the process and paperless direct debit available

Important information

Alternative option – BusinessOnline


  • Bacs direct(Bacstel-IP)
    • Charges are collected quarterly
    • Per item charge
    • Overlimit charge
    • Standard indemnity for direct debit scheme

Charges can be found in the interest rates and charges section. Speak to your relationship manager for more details. Full terms and conditions are available on request.

Further information

General enquiries
Call us on
0800 032 3971

Monday - Friday 8am - 5pm

Existing customers

Contact a relationship manager or call our Business Direct team

Find a branch

Find your nearest branch or private banking centre

Branch locator

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