We understand that business finances can be tough to predict. Our range of borrowing options can cover you short or long term. From overdrafts to catch any temporary shortfalls to loans for that big investment – we have a service for every situation.
Our team of banking experts will guide you in choosing the option that fits the requirements of your business. All credit facilities are subject to status and eligibility. Applicants must be 18 years or over.
Please note that security may be required. Any asset used as security will be at risk if you break the agreement and may be sold to repay your debt. Property given as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing.
Cover funding shortfalls with our business overdraft
A simple solution for day-to-day expenses
We provide borrowing options to help you manage day-to-day finances or get the funds for that big purchase.
Representative 11.3% APR on unsecured business loans up to £25,000
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All loans offered are subject to status. This example is for unsecured loans of up to £25,000. The rate offered may differ from the representative APR shown.
Agree a repayment schedule for you, with the flexibility to overpay and redraw overpaid funds later if you need to – the first two redraws are free of charge.
A structured business loan of between £25,001 and £10m to help you develop your business.
Tell us how you want to improve your business and we'll do our best to provide the financial support you need to make it happen.
EFG is designed to help guarantee working loans for businesses. We can help to guide you through the application process.
Helping to unlock finance for smaller businesses in partnership with Clydesdale Bank
New business current account customers - start your business current account application process online.Apply now for a business current account application
New business savings account customers - start your business savings account application process online.Apply now for a business savings account application
Business Lending - Flexible lending options for new and existing customers.Enquire now about Flexible lending options