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Flexible Business Loan

Vary your repayments to help protect your cashflow

Business loans can help you build your business, but Clydesdale Bank’s Flexible Business Loan has the advantage of varying your repayments to suit the needs of your business and trading fluctuations.

  • Option to select a preferred repayment pattern to match your business cashflow needs. Fees may apply.
  • Option to overpay during profitable periods and redraw funds later (first two redraws are free of charge)
  • Available for amounts over £25,000
  • Personal attention from relationship manager
  • Make savings in interest charges by making overpayments, incurring no early repayment charges
Further benefits
  • Low start repayment option (this option may result in higher than normal repayments following the expiry of the agreed period)
  • Ability to make lump sum repayments
  • Capital repayment holidays (interest will continue to be charged during this period)

Please note that security may be required. Any asset used as security will be at risk if you break the agreement and may be sold to repay your debt.

Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.

Important information
  • Interest rate
    • Variable – available on request from the relationship manager
    • Standard interest rates can be found in the interest rates and charges section. Interest rates in respect of borrowing facilities are individually negotiated and the amount you are charged will depend on your circumstances - speak to a relationship manager for more details
  • Repayment type
    • Interest only or capital interest
    • With interest only option – you will need to plan a method for repaying the capital
    • The first two redraws per year are free of charge. Any subsequent redraws thereafter will incur a fee
    • Interest calculated daily
  • Minimum amount – £25,001
  • Maximum amount – negotiable
  • Minimum term – 1 year
  • Maximum term – 15 years
  • Costs
    • Standard charges can be found in the interest rates and charges section. Other charges may apply which may be individually negotiated - speak to a relationship manager for more details
  • Terms and conditions
    • Normal lending assessment applies
    • No minimum redraw amount
    • Full terms and conditions are available on request
Additional solutions

Business enquiries

Business lending

Our existing customers can apply for lending solutions online. All loans subject to status and eligibility.

Apply for business lending (opens in new window)

General enquiries
Call us on
0800 032 3971

Monday - Friday 8.00am - 6.00pm

Find a branch

Find your nearest branch or private banking centre

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New customers

Start your business current account application process online.

All accounts subject to status and eligibility.

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