Helping your business to grow
Flexible lending initiatives
Our mission is to enable businesses to invest through our range of funding options.
That’s why we offer flexible lending measures like capital-free periods, extended lending terms, and funding for trading business premises up to 100% value, subject to lending criteria.
What’s more, we’ve introduced a series of initiatives designed to provide businesses with improved levels of working capital through invoice finance whilst continuing to support capital expenditure through a range of competitive asset finance solutions.
Clydesdale Bank understand UK business banking needs - because we care about here.
Understanding our customers
Business enquiries
General enquiries
0800 032 3971
Monday - Friday 8am - 6pm
Existing customers
Contact your relationship manager or call our Business Direct team
Branch locator
Find your nearest branch or private banking centre
Branch locatorIn 2015, we asked more than 750 SMEs about their investment intentions and priorities. Here’s what they told us:
- Three quarters (75%) are expecting to invest in their business in the coming year.
- 32% said new equipment is the top priority for investment, followed by premises (14%) and staff.
- On average, nine percent of annual turnover will be invested back into their business in the next 12 months.
- Nearly half (47%) of felt the economy is in a better position today than before the recession.
Working with you
| Business needs | What we can offer |
|---|---|
| Financial support | More lending to SMEs |
| Strategic solutions that suit individual financial circumstances | Personal support of a dedicated relationship manager and relationship support team |
| Maximum available funds to invest | Capital-free periods - up to 5 years for customers in certain situations such as where they are investing in their business |
| Time to achieve targets and realise growth | Extended lending terms - with the potential to extend the repayment term of an existing term loan facility |
| The right premises without depleting capital reserves, so capital remains free to invest in growth plans | Funding for trading business premises up to 100% of value |
| Efficient cash flow | Invoice finance services with flexible terms allowing you to access money against approved sales as soon as your invoices are issued |
| Help to purchase the assets needed for growth, and time to realise their value | Asset finance services with flexible terms to help free up your working capital |
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Terms and conditions apply. Lending subject to status and eligibility. Please note that security may be required. Any asset used as security will be at risk if you break the agreement and may be sold to repay your debt. |
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For more information, speak to either your relationship manager or one of our business development managers.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.