Find out for yourself why we are the UK's best current account provider.
We know nobody likes paying bank charges. That’s why for a Monthly Fee to Maintain The Account Of £4.00, the Current Account Control could help you avoid Unarranged Overdraft fees and interest by stopping most payments^ that would result in such fees and interest.
You get all the tools you need to run an everyday account the way that suits you best. There’s a contactless debit card,
Apple Pay and Android Pay – plus 24 hour telephone, mobile and internet banking. If you’re over 18, you can also choose to apply for an Arranged Overdraft, subject to status.
You should make sure you always have enough money in your account or Arranged Overdraft to cover payments such as Standing Orders or Direct Debits. These may not be paid if paying them would take your account into an Unarranged Overdraft. This may include important payments, such as insurance or your mortgage, and you may incur charges from the providers of these products.
You can check your account by mobile and telephone banking, online or at a cash machine, and you should do this regularly. You may want to look at altering the dates of your Standing Orders and Direct Debits, to ensure there's money in your account to pay them. Your local branch can help you set up the right payment options.
If you're switching from an existing Clydesdale Bank account to Current Account Control or are moving your account to us from another bank, please make sure that you have sufficient funds to cover any payments made before the account switch, that are charged to your account afterwards.
You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.
There are still times when a payment can go through, even if there are not sufficient funds in the account. You'll not be charged debit interest on any Unarranged Overdraft or the Refusing A Payment Due To Lack Of Funds Fee. This could happen when:
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information go to www.currentaccountswitch.co.uk (opens in a new window)
Can I still switch to you?
Not all banks or building socities in the UK offer the Current Account Switch Service (CASS). We can still help you switch your account and any regular payments to us when we are unable to use the Current Account Switch Service.
As your new bank we will take care of everything, managing the switch process from start to finish. This service is completely free; however it isn't covered by the Current Account Switch Guarantee.
Once you have opened an account with us, we will ask you to complete a simple form and then we'll contact your old bank or building society within two business days to request a list of all your regular payments and regular credits received into your account for the last 13 months. Your old bank or building society should send us this information within five business days.
Once we receive the information from your old bank or building society we will arrange for any Standing Orders, Direct Debits and any regular credits made to your account to be transferred to your new account with us within five business days. We will contact you to agree a date to complete the switch.
Make sure your old bank has your current address. Let them know if you’ve moved house or you’re now living in student term-time accommodation. If any of your address details are out of date, we will not be able to make the switch until you’ve updated them.
If you’re recently married or have changed your name for any other reason, please make sure your old bank has updated your personal details.
Check that your old bank holds your correct date of birth.
To switch to one of our current accounts, make sure the account you’re switching from is a current account.
You will need to have the following available when you’re ready to switch:
We will also ask you for:
Get in touch if you have any other questions about switching.
Call 0800 345 7365
Monday to Friday 8.00am - 8.00pm,
Saturday 9.00am - 5.00pm,
Sunday 10.00am - 5.00pm.
Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM