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Personal loan calculator

Got big plans? Use our loan calculator to help find a loan to suit you – from £1,000 - £35,000.

UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances.

Calculate your repayments

Whether it’s for a dream holiday, home improvement, big purchase of special occasion, you could borrow between £1,000 to £35,000 and repay over 1-5 years [1] go to footnote 1 – even if you aren’t a Clydesdale bank customer.

Different rates apply depending on the loan amount and your personal circumstances, so we've created a calculator to make it easier to help find a loan to suit you.

£ 
 Years 

Representative example 

Borrow (£) Term time Monthly repayments (£) Interest rate per annum (Fixed) Representative APR Total amount payable (£)
£0 0 £0 0% 0% £0

All loans are subject to status. The interest rate offered may differ from the Representative APR shown depending on our assessment of your financial circumstances and your chosen loan amount. For loans between £1,000 - £25,000 the maximum APR offered will be 29.9%.For loans between £25,001 - £35,000 the maximum APR offered will be 12.9%.

How our loans work

Fixed repayments

With fixed rates, your monthly repayments won't change

Early repayment

You can make extra payments or repay in full early. An early repayment charge will apply [2] go to footnote 2

Apply now in just 15 minutes

Additional information

[1] Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

[2] You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our Customer Services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.

Got any questions?

Give us a call

Prefer to talk to someone?

0800 707 6471

Or if you're abroad: +44 141 951 7320

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Popular questions about loans

How much can you borrow with a personal loan?

You can borrow between £1,000 and £35,000 with a personal loan from Clydesdale Bank, subject to your circumstances.

What if I want to borrow more than £35,000?

This isn’t possible unless you are looking for personal car finance. If you’re looking to borrow more than £35,000 to buy a car, our Asset Finance Direct Team may be able to offer a hire purchase agreement secured against your car. This will have fixed monthly repayments and a fixed interest rate. You own the car once the final payment and completion fee is made. Equal instalment or balloon payment (lump sum) options are available.

Call our Asset Finance Direct Team on 0800 141 2231. Credit subject to status & eligibility.

How long can I take a loan over?

Our loans can be borrowed over 1 to 5 years. However, loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more, and if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

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