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First time buyer tools and guides

Helping you with your first house purchase

Your home may be repossessed if you do not keep up repayments on your mortgage

We’re here to make your first time with mortgages easier

In life there are the great first times and the not so great. Buying your first house should be an exciting first time. It should be as exciting as your first stabiliser-free bike ride, or the first time you went to a gig.

Family moving in car

Our first time buyer guide

We’ve created an overview of the key stages of buying your own first home including links to articles that can help you learn more.

Find out more about our first time buyer guide

Couple thinking about taking the plunge

Renting vs buying

Contrasting the pros and cons of owning and renting property. See which solution works best for you and your circumstances.

Find out more on renting vs buying

Mortgage jargon

Mortgage jargon explained

It can be a challenge to understand mortgage-related terminology, so we’ve provided a glossary of key terms and their definitions to help you bust that jargon.

Find out more on mortgage jargon

Couple buying furniture for their new home

Timeline for buying a house

A timeline to show first time buyers how long each part of the process could take, and tips of how to keep the process moving.

Find out more about the timeline for buying a house

Man reading

Mortgage options for first time buyers

We offer first-time buyers a mortgage that can help you get onto the property ladder and give you something back too.

Find out more about mortgage options for first time buyers

Saving for your mortgage deposit

How to save for a deposit and how your deposit makes a big difference to the rate of interest on your mortgage.

Find out more on saving for your deposit


Tools and guides

Buy-to-let mortgages

If you’re thinking of buying a property as an investment there are a few important things you need to be aware of.

Financial considerations of home ownership

Make sure you’re aware of the costs of buying a home and how many factors can influence the mortgage rate you get.

Self employed mortgage considerations

When you’re self-employed it can be difficult to get a mortgage. We offer tips on how to improve your chances.

Helping you through the mortgage process

We’ve created a range of tools and guides to help you understand the mortgage process.


Your next steps

Give us a call

  • If you've got any questions, get in touch.

    New mortgage customers

    0800 022 4313

    Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm


    Existing mortgage customers

    0800 121 4203

    Mon-Fri 8am-5pm