Your home may be repossessed if you do not keep up repayments on your mortgage
There are a lot of things you need to have to hand during your mortgage interview. These are to help confirm your identity and also to prove your income and expenditure. By having all the documents you need you’ll make sure your application isn’t unnecessarily delayed.
Estimate your monthly mortgage repayments by using our mortgage calculator. You could also look at our article, ‘Financial considerations of home ownership’, to give you a better idea of some of the costs involved in buying a home.
Our checklist can help you be prepared. We’re here to help you every step of the way.
The mortgage appointment with a Clydesdale Bank mortgage advisor could take around two hours to complete. Make sure you’re properly prepared for your mortgage appointment and you’ll be off to a great start.
Payslips, If you’re paid:
We’re here to help guide you through the home buying process. Make sure you know what’s required of you and the process will be a lot easier and quicker.
Make sure you’re aware of the costs of buying a home and how many factors can influence the mortgage rate you get.
We’re here to help make your first time with mortgages easier by helping you make sense of it all.
If you’re thinking of buying a property as an investment there are a few important things you need to be aware of.