Sometimes it pays to put your money away for a longer period. Term deposits let you earn interest over a fixed period of time. Without access during the term, but a guaranteed interest rate, it could be a rewarding way to save.
For a little more flexibility, our 40-Day Notice Account gives you the opportunity to save your funds, earn interest and still be able to access your funds with 40 days' notice of withdrawal.
A guaranteed rate for your savings
Make your plans and decide how long you want to lock your money in – three months to five years. That way your interest rate is guaranteed.
When you want to grow your savings but still have access to your money within 41 days.
With a 40-Day Notice Account, you could make more money on your savings than our Instant Access Account. You can save from £500 and add extra savings at any time.
 Gross rate interest is the interest payable without taking account of any tax payable. From 6th April 2016 we no longer deduct tax from the interest earned on your savings, following the introduction of a Personal Savings Allowance. If you earn interest over your Personal Savings Allowance you will be required to pay any tax due yourself directly to HM Revenue and Customs. If you would like to read more about your Personal Savings Allowance, please visit the Governments website www.gov.uk.
 AER. Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.