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Residential lending - Scotland

Security documentation for residential lending in Scotland

These general instructions should be read in conjunction with our letter of instruction. The company instructing you (Clydesdale Bank PLC or Yorkshire Bank Home Loans Limited) is set out in the offer letter sent to your client. A copy of the offer letter is enclosed with your letter of instruction.

Mortgage Terms and Conditions

These booklets set out the standard terms and conditions of the mortgage.

On 4th March 2019, new Mortgage Terms and Conditions were introduced. Please select the correct version of the Terms and Conditions and Standard Security.

If the Mortgage Offer is dated prior to 4th March 2019, please select from these Home Loan General Offer Conditions.

* (Third Party – For use only where Borrower & Titleholder are not identical)

If the Mortgage Offer is dated on or after 4th March 2019, please select from these Mortgage Terms and Conditions.

* (Third Party – For use only where Borrower & Titleholder are not identical)

Standard Security

If the Mortgage Offer is dated prior to 4th March 2019, please select from these Standard Security documents

* (Third Party – For use only where Borrower & Titleholder are not identical)

If the Mortgage Offer is dated on or after 4th March 2019, please select from these Standard Security documents

* (Third Party – For use only where Borrower & Titleholder are not identical)

Certificate of Title

** (Can be used for B2B - Business to Business & Retail Clydesdale Bank & Yorkshire Bank Security)

* (Third Party – For use only where Borrower & Titleholder are not identical)


This website and the documents it contains are only for use by legal and conveyancing professionals who have been instructed to use them by Clydesdale Bank or Yorkshire Bank. Do not use this website for any other purpose.

All references to "Clydesdale Bank" should be read as relating to Clydesdale Bank PLC.

All references to "Yorkshire Bank" should be read as relating to Yorkshire Bank Home Loans Limited.

All documents are provided in Adobe PDF or Microsoft Word formats.

Adobe Reader is available to download free of charge (opens in new window).

Can we help?

Contact our Mortgage Services Helpdesk for guidance or further information.

Telephone: 0800 121 4203

Opening and saving documents

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  5. Click 'Save' or 'OK'
  6. Open the document on your local computer or network

All documents (except links to external websites) have been checked for viruses before uploading to this website