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Credit Cards

Add a touch of flexibility to your lifestyle with a credit card.

A card to suit your lifestyle

Whether you're looking for a tempting 0% purchase rate offer, no fees on overseas purchases (excluding cash withdrawals), a 0% balance transfer or a super-smart app to help you manage your spending, we've got an option for you. Use the information below to make sure you opt for the credit card that works best for you.

Best Card Provider

B Credit card

0% foreign transaction fee on purchases

Foreign Transaction Fee

0% on purchases

Purchase & Balance Transfer rate

9.9% p.a. (variable)

  • Balance Transfer fees 0%
  • Super-smart budgeting when used with the B app*
  • Contactless and mobile payments via Apple Pay and Google Pay*
  • Access to Mastercard Priceless Cities events & offers
  • View your balance and recent transactions using the B App/B on Web

Apply online now about our B Credit card account (opens in a new window)

Retrieve your application (opens in a new window)

*Device requirements apply

B Credit card
Representative example
Rate of interest 9.9% pa (variable) Total amount of credit £1200 Representative 9.9% APR (variable)

All credit facilities are subject to status. The actual credit limit assigned to your account will vary depending on our credit assessment of you. You can transfer a balance up to your full available credit limit with us. You cannot transfer balances from other Clydesdale or Yorkshire Bank products. Applicants must be aged 18 or over, reside in the UK and not currently hold a B credit card.

Gold Mastercard

0% interest free purchase introductory rate

Introductory purchase rate

0% interest for 26 months

from account opening

Introductory balance transfer rate

0% interest for 12 months

from account opening

  • Purchase rate 18.9% p.a. (variable) after introductory period
  • Balance transfer 11.9% p.a (variable) after introductory period
  • Balance transfer fees 3% (min £3)
  • Contactless and mobile payments via Apple Pay and Google Pay*
  • Access to Mastercard Priceless Cities events & offers
  • Foreign Transaction fee 2.95% on purchases
  • View your balance and recent transactions using mobile/internet banking

Apply online now about our Mastercard credit card account (opens in a new window)

Retrieve your application (opens in a new window)

*Device requirements apply

Gold Mastercard Credit card
Representative example
Rate of interest 18.9% pa (variable) Total amount of credit £1200 Representative 18.9% APR (variable)

All credit facilities are subject to status. The actual credit limit assigned to your account will vary depending on our credit assessment of you. You can transfer a balance up to 97% of your available credit limit. You cannot transfer balances from other Clydesdale or Yorkshire Bank products. Applicants must be aged 18 or over, reside in the UK and not currently hold a Clydesdale Bank or Yorkshire Bank credit card.

Virgin Money Credit Cards

We’re now part of the Virgin family, so why not check out the range of Virgin Money Credit Cards?

  • Pick the perfect card to suit your needs – from balance transfers and purchases to Flying Club miles and more.
  • No nasty surprises. Use card checker to see your chances of being accepted.
  • Access a great range of offers and earn cashback when you spend through Virgin Money Back.
  • Sit back and relax with free coffee and Wi-Fi in our customer Lounges - with your card, you’re in.

18+. UK residents only. Subject to status and eligibility.

Representative 21.9% APR (variable)

Top Credit card questions

All frequently asked questions

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