International tariff
See business interest rates or business credit card interest rates
You can also download your account tariff:
| Sending Money Within the UK or Sending Money Outside The UK | ||
|---|---|---|
| CHAPS - Sterling (UK only) | ||
| SWIFT | BEN/SHA/OUR clause | |
SEPA (Euro only) |
SHA clause | |
Charge Clause options |
Deduct Clydesdale Bank charges from amount sent (receiver pays all charges, including Other Bank charges) | |
| Debit me with Clydesdale Bank charges only. | ||
| Debit me with all charges (payer pays all sending and receiving bank charges). | ||
| Copies of confirmations/advices | per item | |
* Cancellation, fate enquiries and amendments may attract an additional charge of £18.00. Fate enquiries or Investigations initiated after 6 months may be charged at £50; and after 12 months may be charged at £100. Additional agent charges may also be applied. Back valuation of payments, where requested, may incur additional charges which will be advised to you at the time of your request.
^ Cancellation, fate enquiries and amendments may attract an additional charge of £18.00 plus any +/- exchange gain/loss. Fate enquiries or Investigations initiated after 6 months may be charged at £50; and after 12 months may be charged at £100. These charges relate to payments sent via OUR clause and will be debited from your account retrospectively once received from the agent bank. Additional agent charges may also be applied. Further charges will also apply for re-sending the payment at either the applicable Online Services or International Tariff which will be advised to you at the time before making the payment. Back valuation of payments, where requested, may incur additional charges which will be advised to you at the time of your request.
Charge clause BEN or OUR is not available for any payments within the EEA, including SEPA payments.
NOTE: Sending Money Outside The UK may be liable to agents’ charges.
Following Brexit, receiving banks, may apply or deduct fees from the people you pay. You may wish to contact them to take this into consideration before making your payment.
| Drafts drawn on Correspondents Abroad | ||
|---|---|---|
| Cancelled/Lost Draft | + any +/- exchange gain/loss | |
| Status Enquiry | ||
| Copy of Paid Draft | per item | |
Receiving Money From Outside The UK
| Transaction Type | Location | Currency | Fee |
|---|---|---|---|
| SEPA | No Charge | ||
| SWIFT | * Within the EEA | All Currencies including Sterling up to £100 (or equivalent) | No Charge |
| Currency is Euro, Swedish Krona or Romanian Leu over £100 (or equivalent) | No Charge | ||
| All remaining currencies including sterling over £100 (or equivalent) | £7.00 | ||
| SWIFT | Outside the EEA | All currencies over £100 (or equivalent) | No Charge |
| All currencies over £100 (or equivalent) | £7.00 | ||
| Copies of confirmations/ advices | £5.00 per item | ||
* List of countries within the EEA
Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czehc Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy,Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK
| Foreign Cheques - Sterling and Currency | ||
|---|---|---|
| Cheques for Negotiation at the Branch Foreign Currency Cheques Payable Abroad up to £100 & including £100 or equivalent**** | (flat fee) + agent charges*** | |
| Over £100**** | (Min £7 Max £40) + agents' charges*** | |
| Unpaid Item (including Refusing A Payment Due To Lack Of Funds Fee) | + agents' charges + any any +/- exchange gain/loss |
|
| Cheques for Collection Outward - sent abroad or sent to banks in UK | (flat fee) + agents' charges*** | |
| Outward - Unpaid Item (including Refusing A Payment Due To Lack Of Funds Fee) | + £30.00 (flat fee) + agents' charges*** |
|
| Inward | (flat fee) + £25.00 SWIFT fee | |
| Customer Currency Account | equivalent of Currency | |
| Unpaid Item (including Refusing A Payment Due To Lack Of Funds Fee) | per cheque + agents' charges*** | |
| Requests for photocopies of cheques | per item | |
*** Where applicable.
****Foreign Currency Cheques drawn on a non UK account sent for negotiation
| Customer Currency Accounts | ||
|---|---|---|
| Lodgement of foreign currency cheques (excluding foreign currency cheques sent for collection) | Equivalent in relevant currency of £7.00 per cheque + agents' charges*** | |
| Foreign currency cheques you receive which are returned unpaid | Equivalent in relevant currency of £20.00 per cheque + agents' charges + any +/- exchange gain/loss | |
| Lodgements of foreign currency notes Up to the equivalent of £2,500 |
(flat fee) | |
| Above the equivalent of £2,500 (subject to Bank approval) | (flat fee) | |
| Withdrawal of foreign currency notes Up to the equivalent of £2,500 |
(flat fee) + Postage charges available on request | |
| Above the equivalent of £2,500 (may be permitted in exceptional circumstances and subject to Bank approval) | (flat fee) + Postage charges available on request | |
| Duplicate statements | per statement | |
| Stopped foreign currency cheque | or USD $15 |
per cheque*** |
| Currency Current Account with cheque book - Maintenance Fee | or USD $35 |
per quarter*** |
| Unplanned borrowing rate Currently 12% over the Central Bank Reference rate applicable to your Chosen Approved Currency. For further details on this or on the rates for other Approved Currencies, contact your Branch or relationship manager. |
||
***Where applicable.
Collections department
If we need to involve our collections department you must pay us all reasonable costs and expenses which we incur as a result. These could include any costs incurred by us on correspondence or in taking steps to trace you or recover money you owe us (including reasonable legal costs on a full indemnity basis). Further details are available on request at your local branch or from your relationship manager.
Please note a separate international trade tariff is available from your branch or relationship manager.
Financial Services Compensation Scheme (FSCS)
Protecting your money
Your eligible deposits held by a UK establishment of Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and Virgin Money. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please see FSCS leaflet download (Opens in a new window) for further information or visit www.fscs.org.uk
You can also refer to our FSCS Guide download (Opens in a new window) for more details.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.