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What this means for you

We understand you might want to know if Brexit affects your accounts, so we’ve set out a simple set of questions and answers to give you that information. If things change, we’ll update this page.

I am a UK citizen living in the EU and have an account with you, can I keep my UK bank account?

We have no plans to change the way we service the majority of our customers who are non-UK resident. If you live in the Netherlands or Italy and hold a Savings or Current Account unfortunately we can no longer provide or service your accounts. We have written to those impacted to provide details of the timescales and next steps.

I am an EU citizen living in the UK. Will I still be able to keep my current account or savings account after Brexit?

Yes, you will. There won’t be any change to the way your current account or savings account works. We will let you know if that changes.

Will the money in my current account and savings accounts be protected?

Yes. Your money will continue to be protected by the Financial Services Compensation Scheme. More information is available at

I am an EU citizen living and working in the UK. Will I still be able to apply for credit after Brexit?

Yes. EU citizens who are permanent UK residents will still be able to apply for credit after Brexit, subject to our normal policy and affordability assessment.

Can I still use my debit or credit card in the EU?

Yes. There will be no change to how you use your debit or credit card following Brexit.

Will credit card purchases abroad still be protected after Brexit and be unaffected by Brexit?

Yes. After Brexit you'll still have the same overseas purchase protection overseas that you do today.

Will I still be able to make Euro payments?

Yes. Personal and business customers will be still be able to instruct and receive payments in Euros.

Will my insurance products be the same after Brexit?

Yes. Your policies will not change because of Brexit. More detailed information about your travel insurance and Brexit is available in our Travel Insurance FAQs.

Will I still be able to bank online / via mobile when travelling in Europe?

Yes. Online Service and Mobile Banking will not be affected by Brexit.