1st place for your first place
Move into your first home with a mortgage from Scotland’s Best Mortgage Lender.
Applicants must be aged 18 or over. All loans are subject to status.
Tools & calculators
Find out how much you could borrow, estimate monthly repayments and request an Agreement in Principle
Start an Agreement in Principle How much could I borrow? Estimate mortgage repaymentsYour home may be repossessed if you do not keep up repayments on your mortgage
Guiding you through your house buying journey
Buying a house for the first time can be a little daunting. It’s a bit like the first time you do anything, whether that’s riding a bike or falling in love. But once you’ve gained confidence, these occasions are some of the most momentous, exciting moments of your life. From starting out to completing the deal, we’ll help you at each stage of your journey to buying your first house - and making it your home.
Benefits of our first time buyer mortgage products
Our first time buyer mortgage products offer some help to get you on the property ladder. Plus, you can be reassured that we can help make buying your first home as straightforward as possible and get you off to the best possible start. To qualify for the Clydesdale Bank first time buyer mortgage products, you must be aged 18 or over and live in the UK. At least one party to the mortgage should never have had a mortgage or not had a mortgage in the last 12 months. All loans are subject to status.
- First time buyer mortgage products get £250 cashback at mortgage drawdown.
- Fixed interest rates for a period of time - have the comfort of knowing what your monthly repayments will be during your fixed rate mortgage period.
- Expert advice - Get the right help and advice you need to help you find the right mortgage from those we offer.
- No product fee. Other charges may apply. Early Repayment Charge applies during fixed rate period.
- Free standard valuation.
Maximum first time buyer mortgage loan amount is £750,000.
Our first time buyer mortgages
Please review our table of mortgage products. Refer to “customer type” column on the table of mortgage products for specific first time buyer products. Other mortgages are available for those buying their first home.
Your next step
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Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In Principle
Give us a call
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If you've got any questions, get in touch.
Mortgage application enquiries
Mon - Fri 9am - 5pm
Existing mortgage servicing enquiries
Mon - Fri 8am - 5pm except for Wednesdays 9.30am - 5pm
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Our mortgage products and rates
Top Mortgage questions
Have a question about our mortgages? Have a look at some of the questions we’re asked most often.
You can find impartial information and guidance on money matters on the “MoneyHelper” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.