- Ways of banking More ways of banking links
Internet banking
Mobile banking
Telephone banking
Branches, ATMs and Post Offices
Useful information
- Current accounts More current account links
Our current accounts
Choosing an account
Managing your account
- Credit cards More credit card links
Benefits of a credit card
- Savings More savings links
Instant access accounts
- All instant access accounts
- B Instant Savings
- Savings Account Plus
- Instant Savings Account
- Signature Savings Account
Fixed term and notice
Tax efficient savings
Children's savings
- Loans More loan links
New customers
Existing customers
Tools and guides
Useful information
- Mortgages More mortgage links
New mortgage customers
Existing mortgage customers
Our mortgages
- Insurance More insurance links
Types of insurance
Useful Information
- Travel
Our range of mortgages
A variety of mortgage rates and products to choose from
Buying a home is one of the most important purchases of your life, so getting the right mortgage for your budget and circumstances is crucial. At Clydesdale Bank we have developed a range of products that we hope will help you find the right repayment option.
The table below shows our full range of mortgages to help you explore your options. Please review our Tariff of Mortgage Charges if you're interested in our mortgage products. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
£500 Cashback on selected mortgages
Until 31st May 2018, we’re offering £500 cashback on a selected range of mortgages. You’ll receive your cashback once the mortgage has drawndown as long as you have borrowed a minimum of £75,000, are at least 18 years old and live in the UK.
(C) in the table below indicates that the product is eligible for £500 cashback on new borrowing of £75,000 and above.
For First Time Buyer products only, new loans less than £75,000 are eligible for £250 cashback only.
Excludes buy-to-let, some variable rate and private mortgages and internal product switches. Fees may apply. All loans subject to status.
Your home may be repossessed if you do not keep up repayments on your mortgage
 Product name |
Max loan to value |
Initial rate |
Until |
Variable rate thereafter |
The overall cost for comparison is |
Arrangement fee |
Early repayment charge |
Customer type |
|---|
(Rates correct as at 19th April 2018)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
Representative Example
A mortgage of £129,350 payable over 20 years, initially on a fixed rate of 1.59% for 2 years and then our Standard Variable Rate, currently 4.95%, for the remaining 18 years. This would require 25 monthly payments of £625.17 and then 216 monthly payments of £821.05 plus one final payment of £818.04.
The total amount payable would be £195,478.09 made up of the loan amount plus interest (£64,444.09), arrangement fee (£999), valuation fee (£450), CHAPS/telegraphic transfer fee (£40) and security release fee (£195).
The overall cost for comparison is 4.4% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tool above, this example will no longer be representative.
Ready to apply?
Found a product you're interested in? Arrange a branch or phone appointment with one of our mortgage advisors.
0800 022 4313
Not got time to talk right now?
Complete our online form and we'll call you back to discuss your enquiry .
Need more information
Our advisors are on hand to help with your mortgage queries.
0800 022 4313
We're here:
Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm
Top mortgage questions
You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.