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Our range of mortgages
A variety of mortgage rates and products to choose from
Buying a home is one of the most important purchases of your life, so getting the right mortgage for your budget and circumstances is crucial. At Clydesdale Bank we have developed a range of products that we hope will help you find the right repayment option.
The table below shows our full range of mortgages to help you explore your options. Please review our Tariff of Mortgage Charges if you're interested in our mortgage products. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Clydesdale Bank, Yorkshire Bank, B and Virgin Money are becoming one bank
In October 2018, Virgin Money plc (Virgin Money) joined forces with Clydesdale Bank PLC (Clydesdale).If you have any products with Virgin Money, we need you to read some information before your apply.
£250 cashback on first time buyer mortgage products
Get £250 cashback on our first time buyer mortgages. You'll receive your cashback at drawdown, as long as you are 18 or over and live in the UK. Maximum first time buyer loan amount is £750,000.
All loans are subject to status. Offer can be withdrawn at any time.
Your home may be repossessed if you do not keep up repayments on your mortgage
 Product name |
Max loan to value |
Initial rate |
Until |
Variable rate thereafter |
The overall cost for comparison is |
Product fee |
Early repayment charge |
Customer type |
|---|
(Rates correct as at 1st August 2019)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
Representative Example
A mortgage of £173,003 payable over 22 years, initially on a fixed rate of 1.79% for 2 years and then our Standard Variable Rate, currently 5.2%, for the remaining 20 years. This would require 26 monthly payments of £793.42 and then 237 monthly payments of £1,069.08 plus one final payment of £1,065.79.
The total amount payable would be £276,750.67 made up of the loan amount plus interest (£102,063.67), product fee (£999), valuation fee (£450), funds transfer fee (£40) and mortgage exit fee (£195).
The overall cost for comparison is 4.6% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tool above, this example will no longer be representative.
Your next steps
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Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In PrincipleMeet with an advisor to discuss our mortgages or apply for one.
Give us a call
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If you've got any questions, get in touch.
Mortgage application enquiries
Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm
Existing mortgage servicing enquiries
Mon-Fri 8am-5pm
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Top Mortgage questions
You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.