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Free day-to-day Business Banking for 25 months

Available to start ups and switchers. Qualifying criteria applies.

current account switch logo

Please note we are only accepting Business Current Account applications from existing Clydesdale Bank customers or new customers with a business established on or after 2nd March 2020.

Free day to day banking

If you're a new business or just new to Clydesdale Bank, you could qualify for our 25 months' free day to day banking offer Go to footnote [1]. With one of the longest free banking offers available on the high street, you can save on those everyday transactions, giving you more cash to put towards growing your business.

  • No monthly account fee
  • No charges for cash or cheque deposits
  • No charges for withdrawals
  • No charges for Direct Debits or other automated payments

A cash limit (paid in, paid out or exchanged) of £250,000 per year applies. Charges for additional services or borrowing charges (as outlined in our business banking tariff) are not part of the free day to day banking offer. Excludes international and CHAPS payments.

Who's eligible?

This offer is available to new business customers with a turnover under £2m who switch to our Business Current Account, and to startups who open a Business Current Account within their first 12 months.

 Apply in as little as 15 minutes

Start your application online or continue a saved application.

Apply now for a Business current account

Retrieve your application

18+. All accounts subject to status and eligibility

At the moment we are seeing high demand, which means it’s taking longer than usual to work through applications.

Compare our accounts

We've got a range of current accounts to suit different business types. Find the right one for you.

Compare business accounts

The Business Current Account

Our 25 months' free day to day banking offer is available with our Business Current Account. This 5-star Moneyfacts-rated account comes with full current account facilities.

All facilities are subject to status and eligibility, applicants must be aged 18 or over.

Apply now for a Business current account


  • Unlimited deposits and withdrawals, subject to available funds
  • Optional overdraft
  • Personal attention and support from a member of our team
  • Cutting edge digital tools
  • Our full product range
  • Contactless, Apple Pay, Google Pay and a £700 daily cash withdrawal limit, subject to available funds.
  • Apply in 15 minutes

Clydesdale Bank has joined forces with Virgin Money to become a bigger, better and brighter Business bank. We're currently working hard to give our Business Current Account a Virgin Money makeover. If you apply today, it's likely that you'll receive a Virgin Money branded account by the time your application has been processed. There won't be any changes to the account features, it will be exactly what you signed up for but with the new Virgin Money brand.

[1] Offer applies to new Small Business Banking customers with a turnover of less than £2 million switching their main business current account or start ups opening first account within 12 months of beginning trading. No charges apply to cash or cheque deposits and withdrawals, Direct Debits or other automated transactions. Borrowing facilities up to £250,000 available subject to status, fees apply. Charges for “additional services” and “borrowing charges” are not part of the free banking offer and are highlighted in our business banking tariff. Charges will apply for international and CHAPS payments. Cash limit (paid in, paid out or exchanged) of £250,000 per annum. At the end of the free banking period, you will move to our business banking tariff

Business Account Checklist - What you’ll need to open an account

Alongside other UK banks, we've agreed to a basic set of information that you'll need to supply to set up your new current account. This simple guide will help you work out what information you need.

View Business Account checklist guide (link opens in a new tab)

Ready to apply?

Start your application for the Business Current Account
online or continue a saved application

Apply now for a Business current account

Retrieve your application

Get in touch

If you've got any questions or you'd like to dicuss your
requirements with our business team, get in touch.

 0800 032 3971

Available Monday - Friday 8.00am - 6.00pm

 Find your nearest branch

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