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Business Current

Enjoy easy-to-use banking with our Business Current Account, plus free day-to-day banking for eligible businesses

current account switch logo

Please note we are only accepting Business Current Account applications from existing Clydesdale Bank customers or new customers with a business established on or after 2nd March 2020.

Day-to-day banking made simple

The business bank account is designed to manage your everyday business banking. It offers the full services of a current account, with the option of an agreed overdraft. All facilities are subject to status and applicants must be aged 18 or over. Only available to business customers. Terms and conditions apply.

Free day-to-day banking for 25 months

When you open or switch to this account, if you have a turnover under £2m. No charges for day-to-day banking for initial period. Cash transaction limit of £250,000 p/a. Excludes international and CHAPS payments. Qualifying criteria applies.

Our free banking offer

Access to our full product range

We can offer lending, savings, merchant services, payment services and more. Subject to status and eligibility.

Explore all products

Cutting-edge digital tools

The tools you need to help manage your banking anytime, anywhere.

Compare online banking services

Business banking contact

Specialist support from a member of our business banking team.


  • Unlimited deposits and withdrawals, subject to available funds
  • Optional overdraft (subject to status, security may be required)

 Apply in just 15 minutes

Start your application online or continue a saved application.

Apply now

Retrieve a saved application

18+. All accounts subject to status and eligibility.

We want to open your new account as quickly as possible. To complete your application, we will sometimes ask for extra information. We’ll need you to provide this within 5 business days of being asked.

At the moment we are seeing high demand, which means it’s taking longer than usual to work through applications.

 Compare our accounts

We’ve got a range of current accounts to suit different business types. Find the right one for you.

Compare business accounts

 Business Banking Switching Scheme

Clydesdale Bank is participating in the Business Banking Switching Scheme.

Find out more

Clydesdale Bank has joined forces with Virgin Money to become a bigger, better and brighter Business bank. We're currently working hard to give our Business Current Account a Virgin Money makeover. If you apply today, it's likely that you'll receive a Virgin Money branded account by the time your application has been processed. There won't be any changes to the account features, it will be exactly what you signed up for but with the new Virgin Money brand.

The costs and conditions

All facilities are subject to status and applicants must be aged 18 or over. Only available to business customers. Terms and conditions apply.

  • Standard charges and interest rates can be found in the interest rates and charges section. Speak to a business banking contact for more details.
  • Debit interest applied to overdrawn amounts.
  • No credit interest applied.
  • Debit interest calculated daily and applied monthly.
  • Not available to personal customers.
  • Full terms and conditions are available on request.

What you’ll need to open an account

Alongside other UK banks, we’ve agreed to a basic set of information that you’ll need to supply to set up your new current account. This simple guide will help you work out what information you need.

View guide

Ready to apply?

Start your application online or continue a saved application.

Apply online for a business account

Continue with saved application (opens in a new window)

Get in touch

If you’ve got any questions or you’d like to discuss your requirements with our business team, get in touch.

0800 032 3971

Available Monday - Friday, 8.00am - 6.00pm

Find your nearest branch

Current Account Switching

Switch to us in just 7 working days

Switching to us is easy with the Current Account Switch Service. We’ll move your balance as well as your incoming and outgoing payments on a set date. Just choose the date, and we’ll get started!

Find out more about switching

Financial Services Compensation Scheme (FSCS)

Protecting your money

Your eligible deposits held by a UK establishment of Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and Virgin Money. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit  

You can also refer to our FSCS Guide download (Opens in a new window) for more details.