Relax knowing you'll pay the same even if interest rates change with a fixed rate mortgage
Monthly repayments will remain the same for the duration of the fixed rate period. A range of fixed rate and other mortgages available. Applicants must be aged 18 or over. All loans are subject to status. UK residents only.
In October 2018, Virgin Money plc (Virgin Money) joined forces with Clydesdale Bank PLC (Clydesdale).If you have any products with Virgin Money, we need you to read some information before your apply.
Please note we cannot provide an Agreement in Principle for interest only or buy-to-let mortgages. See our range of buy-to-let mortgages for more information.
A mortgage Agreement in Principle is the first step towards your mortgage. It provides you with an indication of whether we could lend you the amount you need to borrow.
It only takes around 10 minutes to complete the form and get a result. We’ll ask about your income and regular spending. We will undertake a soft credit search which has no impact on your credit file.
The information you provide will allow us to, in principle, agree to the amount you could borrow. If you then decide to apply for one of our mortgages, we’ll ask you to provide more detailed information about your circumstances.
An Agreement in Principle doesn’t guarantee you will be successful in a mortgage application, but it can give you an idea of how much we may be able to lend.
All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property for security of your mortgage amount.
Your home may be repossessed if you do not keep up repayments on your mortgage
If you already have an Agreement in Principle and would like to speak to one of our mortgage advisers call us on 0800 022 4313.