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How much could I borrow?

Agreement in Principle

Mortgage update from Clydesdale Bank

Following recent Government guidance, property valuers are now able to carry out physical valuations. We are therefore pleased to reinstated our mortgage product range up to 90% LTV.

We’re continuing to monitor the situation closely and we’re working hard to support as many customers as possible during these difficult times.

Restrictions on the ability for surveyors to carry out physical valuations remain in place in Scotland and Wales. Where we are unable to progress a case because we require a physical valuation for a property in Scotland or Wales we will let you know.

The mortgage affordability calculator uses your salary details to give an idea of how much you may be able to borrow.

Please be aware that this is only an indication of how much you could borrow. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.

Annual salary

Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount.

Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgage update from Clydesdale Bank

Following recent Government guidance, property valuers are now able to carry out physical valuations. We are therefore pleased to reinstated our mortgage product range up to 90% LTV.

We’re continuing to monitor the situation closely and we’re working hard to support as many customers as possible during these difficult times.

Restrictions on the ability for surveyors to carry out physical valuations remain in place in Scotland and Wales. Where we are unable to progress a case because we require a physical valuation for a property in Scotland or Wales we will let you know.

The mortgage repayment calculator can help you find a mortgage product to suit your requirements and calculate what your monthly repayments could be.

When using the repayments calculator, bear in mind that the property price, minus the deposit amount, shouldn’t be any more than the borrowing amount. And remember, when you’re thinking about what you’ll have to pay back every month, take into consideration all your other monthly outgoings to make sure you have enough left over for the month.

Now find out which Mortgage you may be eligible for.

All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property for security of your mortgage amount.

Your home may be repossessed if you do not keep up repayments on your mortgage

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