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How much could I borrow?
Estimate mortgage repayments

How much could I borrow?

Annual salary

Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.

Are you a new mortgage customer?

Now that we've teamed up with Virgin Money, we no longer accept applications from new mortgage customers. So if you don't have a Clydesdale Bank mortgage already, visit Virgin Money mortgages


Your home may be repossessed if you do not keep up repayments on your mortgage

Fixed rate mortgages

What are the benefits?

The length of your fixed rate period is agreed at the start of your mortgage and your repayments will remain the same throughout that period before reverting to our Standard Variable Rate (SVR).

  • You always know where you stand with fixed repayments
  • You can plan ahead with confidence during your fixed rate period, because your monthly repayments will stay the same – even if the Bank of England base rate changes
  • It’s a straightforward way to help you manage your budget

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Who are they best for?

Anyone who wants to know exactly how much they’ll be paying each month, so they can plan their budget.

Dedicated at every step

Our dedicated mortgage advisors will be on hand to advise and support you, helping you find the right mortgage for your perfect home every step of the way.

Mortgage calculator

Use our mortgage calculators to find out how much you could borrow and estimate your monthly repayments.

How much can I borrow 
Calculate mortgage repayments

Our fixed rate mortgages

Please review our table of fixed rate mortgage products.

View our mortgage products

Want to borrow more?


  • Find out what you might be able to borrow on top of your current Clydesdale Bank mortgage. It takes about 10 minutes and won't affect your credit score.


    Start an Agreement In Principle

Existing customer service

  • Chat live with us

    Great for quick questions about your existing mortgage


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    Call us

    0800 022 4313

    Monday, Tuesday, Thursday, Friday 9am to 5pm

    Wednesday 9:45am to 5pm


You may also be interested in


Our mortgage products and rates

Top mortgage questions

Have a question about switching to a new deal.

Questions about managing your mortgage

All frequently asked questions

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You can find impartial information and guidance on money matters on the “MoneyHelper” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.