Day to day management of life in general can be hectic, so it's good to have a little extra support for managing your money. Private banking with Clydesdale Bank means you have access to a Private Manager who can help you with your more complex banking needs and act as a gateway to a range of specialist or bespoke services.
Private banking is available to customers who have individual earnings of over £75,000, joint incomes of £100,000 or investable assets of £100,000. A fee of £25 per month applies.
Product fees may apply.
Terms and conditions apply. All credit facilities are subject to status and applicants must be aged 18 or over.
In October 2018, Virgin Money plc (Virgin Money) joined forces with Clydesdale Bank PLC (Clydesdale).If you have any products with Virgin Money, we need you to read some information before you apply. This includes how your Financial Services Compensation Scheme (FSCS) protection could be affected.
A Private Current Account will offer you a range of banking services with instant access and savings options.
The Financial Conduct Authority requires us to publish information about our personal current accounts, which can be found here.
You and your family will also receive Worldwide Family Multi-Trip Travel Insurance, provided by American International Group UK Limited. This multi-trip travel insurance policy provides up to 31 days cover per trip and there's no annual limit on the number of times you can travel. Your travel insurance includes up to 17 days winter sports, business and golf cover. You and your partner are covered, provided you live together and are under 75 years old, plus up to four dependant children under the age of 18. Cover is not provided for undeclared pre-existing medical conditions or for any claims arising before or during trips in, to or through Cuba, Iran, Syria, Sudan, North Korea , the Crimea region, or countries where the Foreign office has warned against all but essential travel.
Full details of the cover available can be found in the Private Current Account policy summary (PDF, opens in a new window), Worldwide Family Multi-Trip Travel Insurance policy document (PDF, opens in a new window) and Private Current Account Insurance product information document (PDF, opens in a new window).
For 24 Hour Emergency Assistance: +44 (0)1273 401090
If you’re planning a trip to a European country in the next few months, you might be wondering if everything will go according to plan in the event that the UK leaves the EU.
The UK government and the European Commission have said that everything should continue to run as normal, including your flights. But if you do need to make a Brexit-related claim, we’re here to help.
What happens if your baggage is delayed?
Your cover will work in the usual way, please double check the terms and conditions in your policy.
What happens if you have to pay for medical treatment while you’re away?
Your cover will work in the usual way. Your policy doesn’t require you to have a European Health Insurance Card (EHIC) so even if EHICs aren’t valid after Brexit, your policy and coverage will stay the same.
What happens if your trip is cancelled, cut short or you miss your departure?
Your travel insurance works on a ‘named perils’ basis. That means the insurance protects you against the problems or events specifically named in your policy.
Brexit isn’t one of these, so you won’t be covered if a Brexit-related event means you have to cancel or cut short your trip, or if you are delayed or miss your departure because of it. This includes if you are not able to get the passport or visa you need for your trip, so be sure to check yours is valid as soon as possible. You can head to www.gov.uk for lots of helpful information on this.
What happens if you experience any other problems?
If you (or any other person covered by this policy) are unable to complete your trip because of reasons out with your control and these reasons fall within the conditions of the policy, your cover will continue as normal.
You can cancel your policy within 30 days of opening your Private Account.
Every claim is handled on a case-by-case basis, according to your policy’s terms and conditions.
If you have any questions about travel insurance and Brexit, please contact AIG Travel on 0330 123 3106 or firstname.lastname@example.org.
B Traveller gives you six free visits to more than 800 airport lounges worldwide and discounts at selected airport restaurants. An airport lounge visit is one entry per person and additional visits can be booked via the app at a discounted rate.
Current Account Tracker provides all the same features as our Private Current Account but without travel insurance cover.
The Clydesdale Bank Current Account Switch Service makes moving your current account to us simple. Find out moreThe Clydesdale Bank Current Account Switch Service.
It’s always good to have some funds tucked away. We offer a range of options that may suit your savings goals, including private savings account, our full range of savings products, Cash Individual Savings Accounts (Cash ISAs)^ and term deposits.
^ Anyone aged 16 years or over is eligible to apply for a Cash ISA and for a Stocks and Shares ISA applicants must be 18 or over. You must be resident or ordinarily resident in the United Kingdom.
Your Private Manager can introduce you to our mortgage specialists to help you find the right mortgage to suit your circumstances. Find out moreabout our private mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage
Whether you would like to buy a car, or make any other capital purchase, an experienced Asset Finance specialist can provide you with competitive and convenient solutions that can be tailored to suit your situation and cash flow. Subject to status.
Clydesdale Bank has chosen Origen Financial Services, one of the UK’s largest financial advisory businesses, as our Wealth Referral Partner and can introduce you to an Origen financial advisor if you have any financial planning needs. Origen provide high quality advice to high net worth individual and corporate clients and offer advice on a transparent fee basis. For providing this referral service, Clydesdale Bank will receive a percentage of the advice fee charged by Origen.Find out moreabout our Wealth Referral Advice Service
Foreign Exchange Solutions can help you plan ahead, particularly if some of your transactions are overseas. Your relationship manager can help you with access to experts and solutions which can reduce your financial exposure to currency fluctuations.
Subject to status and eligibility. Please be aware that this may stop you - either in part or full - benefiting from any favourable changes in the underlying market.
For more information, speak to your Private Manager today.
Or call 0800 1456 456 (Open 24 hours)
For details of ISAs, investment limits and how they might suit you, contact your relationship manager.
Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Contact your Private Manager
0800 1456 456
24 hours, 7 days a week
Alternatively use our online contact form and we will call you.
This service may be temporarily unavailable during periods of routine maintenance.