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Private banking services

Helping you to make your money work hard

Day to day management of life in general can be hectic, so it's good to have a little extra support for managing your money. Private banking with Clydesdale Bank means that you have a relationship manager who can introduce you to some banking options that could make your cash work harder.

Private banking is available to customers who have individual earnings of over £75,000, joint incomes of £100,000 or investable assets of £100,000. A fee of £25 per month applies.

Product fees may apply.

Terms and conditions apply. All credit facilities are subject to status and applicants must be aged 18 or over.

Current accounts

Private Current Account

A Private Current Account will offer you a range of banking services with instant access and savings options.

You and your family will also receive Worldwide Family Multi-Trip Travel Insurance, provided by AIG Europe Limited. This multi-trip travel insurance policy provides up to 31 days cover per trip and there's no annual limit on the number of times you can travel. Your travel insurance includes up to 17 days winter sports, business and golf cover. You and your partner are covered, provided you live together and are under 75 years old, plus up to four dependant children under the age of 18. Cover is not provided for undeclared pre-existing medical conditions or for any claims arising before or during trips in, to or through Cuba, Iran, Syria, Sudan, North Korea , the Crimea region, or countries where the Foreign office has warned against all but essential travel.

Full details of the cover available can be found in the Private Current Account key facts (PDF, opens in a new window) and Worldwide Family Multi-Trip Travel Insurance policy document (PDF, opens in a new window).

Ryanair and Monarch Airlines

Following the recent announcements regarding cancelled Ryanair flights and the Monarch Airline liquidation, we have been in dialogue with our Travel Insurance provider, AIG Europe Limited (“AIG”).

AIG will ask anyone who has been affected by the cancellation of a Ryanair or Monarch flight to contact Ryanair or Monarch as appropriate regarding all losses incurred in the first instance in accordance with the ‘Travel Delays’ section of their policy, and the recommendations of the ABI.

For flights booked with Ryanair, EU flight compensation regulations require airlines to provide compensation to passengers for cancellations. AIG would expect Ryanair to compensate customers in accordance with its obligations under those regulations. Where pre-paid costs such as accommodation are not refunded through these channels, customers may raise a claim with AIG.

For Monarch Airlines bookings, contact should be made with Monarch Airlines, the booking company or the Civil Aviation Authority (CAA) for assistance in the first instance.

If you have any questions regarding this, please contact the following numbers below;

For 24 Hour Emergency Assistance: +44 (0)1273 401090

For general enquiries;
Clydesdale Bank Signature: 0345 602 7453
Clydesdale Bank Private: 0330 123 3106
Clydesdale Bank Retail Policies: 0345 602 6917

B Traveller

B Traveller gives you six free visits to more than 800 airport lounges worldwide and discounts at selected airport restaurants. An airport lounge visit is one entry per person and additional visits can be booked via the app at a discounted rate.

Current Account Tracker

Current Account Tracker provides all the same features as our Private Current Account but without travel insurance cover.

Current Account Switch Service

The Clydesdale Bank Current Account Switch Service makes moving your current account to us simple. Find out moreThe Clydesdale Bank Current Account Switch Service.

Private savings

It's always good to have some funds tucked away as savings with the potential to grow. With your private account comes a relationship manager who can introduce you to some private banking options that could help you accumulate funds. These can include a private savings account, Cash Individual Savings Accounts (Cash ISAs)^ and term deposits.

Download a summary of key information (PDF, opens in a new window)

^ Anyone aged 16 years or over is eligible to apply for a Cash ISA and for a Stocks and Shares ISA applicants must be 18 or over. You must be resident or ordinarily resident in the United Kingdom.

Private mortgages

We can introduce you to a range of mortgages with various options to allow you to choose the most appropriate for your own circumstances. Find out moreabout our private mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage

Private credit card

You will receive all the facilities of our private Gold Mastercard® and the security of the latest anti-fraud technology. Applicants must be 18 years or over, hold a Clydesdale Bank private current account and be resident in the UK. All credit facilities are subject to status. For more information contact a relationship manager.

Private asset finance

Whether you would like to buy a car, or make any other capital purchase, an experienced Asset Finance specialist can provide you with competitive and convenient solutions that can be tailored to suit your situation and cash flow. Subject to status.

Wealth Referral Advice Service

Clydesdale Bank has chosen Origen Financial Services, one of the UK’s largest financial advisory businesses, as our Wealth Referral Partner and can introduce you to an Origen financial advisor if you have any financial planning needs. Origen provide high quality advice to high net worth individual and corporate clients and offer advice on a transparent fee basis. For providing this referral service, Clydesdale Bank will receive a percentage of the advice fee charged by Origen.Find out moreabout our Wealth Referral Advice Service

Access to Foreign Exchange Solutions

Foreign Exchange Solutions can help you plan ahead, particularly if some of your transactions are overseas. Your relationship manager can help you with access to experts and solutions which can reduce your financial exposure to currency fluctuations.

Subject to status and eligibility. Please be aware that this may stop you - either in part or full - benefiting from any favourable changes in the underlying market.

For more information, speak to your relationship manager today.

Find your nearest Business & Private Banking Centre

Or call 0800 1456 456 (Open 24 hours)

For details of ISAs, investment limits and how they might suit you, contact your relationship manager.

Important information about compensation arrangements.

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (PDF, opens in new window) for further information or visit

Mastercard is a registered trademark, and the circles design is a trademark or Mastercard International Incorporated

Get in touch

Contact a relationship manager

0800 1456 456
24 hours, 7 days a week

Alternatively use our online contact form and we will call you.

This service may be temporarily unavailable during periods of routine maintenance.

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