As a Private Banking customer, we offer you an exclusive residential mortgage range. Your Private Manager will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart and work with you to find the product most suited to your needs from our range. We offer a varied range of residential mortgages and Investment Housing Loans. For alternative products please see our personal banking mortgage range.
Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage
Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
---|---|---|---|---|---|---|---|
2 year fixed rate CI1182 | 75% | 1.78% |
31st March 2023
|
4.55%
|
4.1% APRC | £999 | ![]() |
2 year fixed rate CI1183 | 80% | 2.09% |
31st March 2023
|
4.55%
|
4.2% APRC | £999 | ![]() |
2 year fixed rate - loans over £1m BO1181 | 80% | 2.14% |
31st March 2023
|
4.55%
|
4.2% APRC | £1,999 | ![]() |
5 year fixed rate CI1185 | 75% | 2.49% |
31st March 2026
|
4.55%
|
3.8% APRC | £999 | ![]() |
5 year fixed rate CI1186 | 80% | 2.49% |
31st March 2026
|
4.55%
|
3.8% APRC | £999 | ![]() |
5 year fixed rate - loans over £1m BO1184 | 80% | 2.59% |
31st March 2026
|
4.55%
|
3.8% APRC | £1,999 | ![]() |
2 year fixed rate BTL - Over £1m - London and South East only BO1172 | 60% | 2.79% |
31st March 2023
|
4.95%
|
4.6% APRC | £2,999 | ![]() |
2 year fixed rate BTL BO1173 | 75% | 2.59% |
31st March 2023
|
4.95%
|
4.7% APRC | £1999 | ![]() |
2 year fixed rate BTL - fee offer BO1175 | 75% | 2.94% |
31st March 2023
|
4.95%
|
4.6% APRC |
£0
|
![]() |
5 year fixed rate BTL BO1174 | 75% | 2.79% |
31st March 2026
|
4.95%
|
4.6% APRC | £1999 | ![]() |
5 year fixed rate BTL - fee offer BO1176 | 75% | 2.99% |
31st March 2026
|
4.95%
|
4.2% APRC |
£0
|
![]() |
Offset Variable Investment Housing Loan BO1004 | 75% | 4.95% (variable) | No end date | Variable for term | 4.95% APRC |
£1,999
|
![]() |
2 year offset discounted SVR BO1171 | 80% | 2.24% (variable) |
31st March 2023
|
4.55%
|
4.2% APRC | £999 | ![]() |
2 year offset discounted SVR - loans over £1m BO1170 | 80% | 2.34% (variable) |
31st March 2023
|
4.55%
|
4.2% APRC | £1,999 | ![]() |
2 year discounted SVR (SVR minus 2.81%) CI1009 | 80% | 1.74% (variable) |
31st March 2023
|
4.55%
|
4.1% APRC | £999 | ![]() |
2 year fixed rate - Fee offer CI1177 | 85% | 2.94% |
31st March 2023
|
4.55%
|
4.3% APRC |
£0
|
![]() |
Product Transfer 2 year fixed rate - Fee offer CI1178 | 90% | 3.06% |
31st March 2023
|
4.55%
|
4.3% APRC |
£0
|
![]() |
5 year fixed rate - Fee offer CI1179 | 85% | 2.99% |
31st March 2026
|
4.55%
|
4.0% APRC |
£0
|
![]() |
Product Transfer 5 year fixed rate - Fee offer CI1180 | 90% | 3.14% |
31st March 2026
|
4.55%
|
4.0% APRC |
£0
|
![]() |
Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
---|---|---|---|---|---|---|---|
2 year fixed rate CI1182 | 75% | 1.78% |
31st March 2023
|
4.55%
|
4.1% APRC | £999 | ![]() |
2 year fixed rate CI1183 | 80% | 2.09% |
31st March 2023
|
4.55%
|
4.2% APRC | £999 | ![]() |
2 year fixed rate - loans over £1m BO1181 | 80% | 2.14% |
31st March 2023
|
4.55%
|
4.2% APRC | £1,999 | ![]() |
5 year fixed rate CI1185 | 75% | 2.49% |
31st March 2026
|
4.55%
|
3.8% APRC | £999 | ![]() |
5 year fixed rate CI1186 | 80% | 2.49% |
31st March 2026
|
4.55%
|
3.8% APRC | £999 | ![]() |
5 year fixed rate - loans over £1m BO1184 | 80% | 2.59% |
31st March 2026
|
4.55%
|
3.8% APRC | £1,999 | ![]() |
Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
---|---|---|---|---|---|---|---|
2 year fixed rate BTL - Over £1m - London and South East only BO1172 | 60% | 2.79% |
31st March 2023
|
4.95%
|
4.6% APRC | £2,999 | ![]() |
2 year fixed rate BTL BO1173 | 75% | 2.59% |
31st March 2023
|
4.95%
|
4.7% APRC | £1999 | ![]() |
2 year fixed rate BTL - fee offer BO1175 | 75% | 2.94% |
31st March 2023
|
4.95%
|
4.6% APRC |
£0
|
![]() |
5 year fixed rate BTL BO1174 | 75% | 2.79% |
31st March 2026
|
4.95%
|
4.6% APRC | £1999 | ![]() |
5 year fixed rate BTL - fee offer BO1176 | 75% | 2.99% |
31st March 2026
|
4.95%
|
4.2% APRC |
£0
|
![]() |
Offset Variable Investment Housing Loan BO1004 | 75% | 4.95% (variable) | No end date | Variable for term | 4.95% APRC |
£1,999
|
![]() |
Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
---|---|---|---|---|---|---|---|
2 year offset discounted SVR BO1171 | 80% | 2.24% (variable) |
31st March 2023
|
4.55%
|
4.2% APRC | £999 | ![]() |
2 year offset discounted SVR - loans over £1m BO1170 | 80% | 2.34% (variable) |
31st March 2023
|
4.55%
|
4.2% APRC | £1,999 | ![]() |
Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
---|---|---|---|---|---|---|---|
2 year discounted SVR (SVR minus 2.81%) CI1009 | 80% | 1.74% (variable) |
31st March 2023
|
4.55%
|
4.1% APRC | £999 | ![]() |
Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
---|---|---|---|---|---|---|---|
2 year fixed rate - Fee offer CI1177 | 85% | 2.94% |
31st March 2023
|
4.55%
|
4.3% APRC |
£0
|
![]() |
Product Transfer 2 year fixed rate - Fee offer CI1178 | 90% | 3.06% |
31st March 2023
|
4.55%
|
4.3% APRC |
£0
|
![]() |
5 year fixed rate - Fee offer CI1179 | 85% | 2.99% |
31st March 2026
|
4.55%
|
4.0% APRC |
£0
|
![]() |
Product Transfer 5 year fixed rate - Fee offer CI1180 | 90% | 3.14% |
31st March 2026
|
4.55%
|
4.0% APRC |
£0
|
![]() |
(Rates correct as at 8th January 2021)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
(P) This product is only available where one or more of the applicants are fully qualified and employed in the following occupations: Accountants, Architects, Barristers, Chartered Surveyors, Dentists, Engineers, Financial Advisers, Medical Doctors, Nurses, Optometrists, Pharmacists, Pilots, Police Officers, Solicitors, Teachers, Vets.
A mortgage of £274,370 payable over 22 years, initially on a fixed rate of 1.69% for 2 years and then our Standard Variable Rate, currently 5.2%, for the remaining 20 years. This would require 26 monthly payments of £1,245.38 and then 237 monthly payments of £1,693.59 plus one final payment of £1,690.24.
The total amount payable would be £437,334.95 made up of the loan amount plus interest (£161,080.95), Product fee (£999), valuation fee (£650), Funds Transfer fee/telegraphic transfer fee (£40) and Mortgage exit fee (£195).
The overall cost for comparison is 4.6% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of private repayment mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tabs above, this example will no longer be representative.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.