Private Customer Repayment Mortgages
Whatever you're looking for in a mortgage, we can find the right product for you from our range
As a Private Banking customer, we offer you an exclusive residential mortgage range. Your relationship manager will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart and work with you to find the product most suited to your needs from our range. We offer a varied range of residential mortgages and Investment Housing Loans. For alternative products please see our personal banking mortgage range.
Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage
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Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Arrangement fee 2 year fixed rate 75% 1.69% 31st August 20204.95%4.4% APRC £999 
2 year fixed rate - loans over £1m 75% 1.84% 31st August 20204.95%4.4% APRC £19992 year fixed rate 80% 1.89% 31st August 20204.95%4.5% APRC £999 2 year fixed rate - loans over £1m 80% 1.99% 31st August 20204.95%4.5% APRC £1,999 5 year fixed rate 75% 2.49% 31st August 20234.95%4.0% APRC £999 5 year fixed rate - loans over £1m 75% 2.49% 31st August 20234.95%4.0% APRC £1,9995 year fixed rate 80% 2.69% 31st August 20234.95%4.1% APRC £999 5 year fixed rate - loans over £1m 80% 2.69% 31st August 20234.95%4.1% APRC £1,999 -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Arrangement fee 2 year fixed rate BTL - fee offer 60% 2.59% 31st August 20205.35%4.9% APRC £02 year fixed rate BTL - Over £1m - London and South East only 60% 2.79% 31st August 20205.35%5.0% APRC £2,999 2 year fixed rate BTL - fee offer 75% 2.84% 31st August 20205.35%5.0% APRC £05 year fixed rate BTL - fee offer 60% 2.99% 31st August 20235.35%4.5% APRC £05 year fixed rate BTL - fee offer 75% 3.49% 31st August 20235.35%4.7% APRC £0Offset Variable Investment Housing Loan 75% 5.35% (variable) No end date Variable for term 5.6% APRC £1,999 -
Deal Max LTV Initial rate Discounted rate expires Follow-on rate (variable) Overall cost for comparison Arrangement fee 2 year offset discounted SVR 75% 2.64% (variable) 31st August 20204.95%4.6% APRC £999 2 year offset discounted SVR 80% 2.84% (variable) 31st August 20204.95%4.6% APRC £999 2 year offset discounted SVR - loans over £1m 75% 2.74%
(variable)31st August 20204.95%4.8% APRC £1,9992 year offset discounted SVR - loans over £1m 80% 2.94% (variable) 31st August 20204.95%4.6% APRC £1,999 -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Arrangement fee -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Arrangement fee 2 year discounted SVR (SVR minus 3.01%) 75% 1.94% (variable) 31st August 20204.95%4.4% APRC £999 2 year discounted SVR (SVR minus 2.91%) 80% 2.04% (variable) 31st August 20204.95%4.5% APRC £999 -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Arrangement fee 2 year fixed rate - Fee offer 85% 1.94% 31st August 20204.95%4.5% APRC £02 year fixed rate - Fee offer 90% 2.29% 31st August 20204.95%4.5% APRC £05 year fixed rate - Fee offer 85% 2.49% 31st August 20234.95%4.0% APRC £05 year fixed rate - Fee offer 90% 2.79% 31st August 20234.95%4.1% APRC £0
(Rates correct as at 20th June 2018)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
(P) This product is only available where one or more of the applicants are fully qualified and employed in the following occupations: Accountants, Architects, Barristers, Chartered Surveyors, Dentists, Engineers, Financial Advisers, Medical Doctors, Nurses, Optometrists, Pharmacists, Pilots, Police Officers, Solicitors, Teachers, Vets.
Representative Example
A mortgage of £313,650 payable over 19 years, initially on a fixed rate of 1.39% for 2 years and then our Standard Variable Rate, currently 4.95%, for the remaining 17 years. This would require 26 monthly payments of £1,572.22 and then 200 monthly payments of £2,065.06 plus one final payment of £2,067.22.
The total amount payable would be £457,990.94 made up of the loan amount plus interest (£142,306.94), arrangement fee (£999), valuation fee (£800), CHAPS/telegraphic transfer fee (£40) and security release fee (£195).
The overall cost for comparison is 4.2% APRC representative.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.