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Two-thirds of kids in the UK plan to own their dream house by the age of 35


19% of kids hope to own their dream home by 25

A third believe it will cost in excess of £500,000

Children across the UK have an optimistic outlook on life despite the economic downturn, with 68% believing they will own their dream home by just 35 years old, according to new research by Clydesdale and Yorkshire Banks.

And 19% of those are planning to own their dream home by the age of 25, despite the fact that 33% of children estimate that their dream home will cost them between £500,000 and £1 million.

The research also shows that kids in Yorkshire are the most hopeful with 38% of primary children in the area hoping to own their dream home by the age of 25 and a staggering 83% by the age of 35.

Area % of kids who want to own by 25 % of kids who want to own by 35
East 13% 52%
London 20% 69%
Midlands 25% 65%
North East 13% 73%
North West 20% 75%
South East 14% 67%
South West 13% 62%
Wales 24% 80%
Yorkshire 38% 83%
Edinburgh 29% 89%
Glasgow 14% 52%

The research also revealed that kids are still staying true to childhood stereotypes. Boys are hoping for a dream house with secret passageways (41%), a cinema (37%), a bowling alley (33%) and a football pitch (23%). Girls, on the other hand, would prefer their dream home to have stables (32%), a cottage (22%) and a farm (15%).

Features of a dream home % of boy % of girls
Secret passageways 41% 33%
Cinema 37% 29%
Bowling alley 33% 21%
Football pitch 23% 8%
Stables 10% 32%
Cottage 10% 22%
Farm 6% 15%

Steve Reid, Retail Director for Clydesdale Bank, said: “As any parent knows, children can be very ambitious and it’s always refreshing to hear about their hopes and dreams, however optimistic they may be.

“With 59% of kids hoping for a swimming pool and 25% wanting their own private theme park within the grounds, it is unsurprising that over a third of children (41%) think that their dream home will set them back in excess of £500,000.”

To achieve their dream home by the age of 35, kids will definitely need to start saving early, particularly in light of what they believe their first wage will be. The Banks’ research has revealed that 71% of children believe they will earn up to £100 a week in their first job after school. However, 22% of those think they will only earn up to £10 a week which could take them well over 100 years to even save the deposit for a dream home costing £500,000.

Steve Reid added: “Parents can help their children achieve their dreams and save for their future with a Clydesdale and Yorkshire Bank savings account. For more information, visit a local branch or call to discuss how we can help kids make the most of their savings.”

For more information on the wide range of children’s savings accounts offered by Clydesdale and Yorkshire Banks, please contact 0800 678 1230 for Clydesdale Bank or 0800 678 3380 for Yorkshire Bank (opening hours 8am – 8pm Mon-Fri) or visit or

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