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5 Year IHL Fixed under 75 percent LTV - Loan up to 1m - BO1650 - capital and interest

For loans up to 75% of property value

Product name5 Year IHL Fixed under 75 percent LTV - Loan up to 1m - BO1650 - capital and interest
Initial rate6.19
Initial rate expires on
31st May 2029
Rate thereafterOffset variable Investment Housing Loan Rate, currently
9.99%
Overall cost for comparison8.60% APRC
Product fee
£2,999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
EligibilityApplicants must be aged 18 or over. All loans are subject to status. Security will be required
Maximum loan amount£1,500,000
Maximum loan to value75%
Minimum loan amount£80,000
Early repayment charge3% in year one
2% in year two
Special features

At the end of the discounted/fixed period you can make extra payments or repay your whole mortgage without penalty.

Purchase or Unencumbered: One free valuation for properties up to £3m

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m