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Residential fixed rate - 2 years Interest Only IO1033

For loans up to 80% of property value

Product nameResidential fixed rate - 2 years Interest Only IO1033
Initial rate5.95%
Initial rate expires on
31st January 2026
Rate thereafterStandard Variable Rate, currently
Overall cost for comparison9.10% APRC
Product fee£999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.

Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages

Maximum loan amount£1,000,000
Maximum loan to value80%
Minimum loan amount£0
Early repayment charge3% in year one
2% in year two
Special features

New lending only available to Private customers.

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m – No incentives

All incentives are subject to qualifying criteria being met.

Available to existing Retail Interest Only customers for product switches only (subject to criteria)


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