Skip to content Go to accessibility help
We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy.

Our range of mortgages

Your mortgage award - best mortgage lender 2017-2018 Best First Time Buyer Mortgage Provider 2019

A variety of mortgage rates and products to choose from

Buying a home is one of the most important purchases of your life, so getting the right mortgage for your budget and circumstances is crucial. At Clydesdale Bank we have developed a range of products that we hope will help you find the right repayment option.

The table below shows our full range of mortgages to help you explore your options. Please review our Tariff of Mortgage Charges if you're interested in our mortgage products. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Clydesdale Bank, Yorkshire Bank, B and Virgin Money are becoming one bank

In October 2018, Virgin Money plc (Virgin Money) joined forces with Clydesdale Bank PLC (Clydesdale).If you have any products with Virgin Money, we need you to read some information before your apply.

Find out more (opens in a new window)

£500 cashback on selected mortgages

Until 31st October 2019, we're offering £500 cashback on a selected range of mortgages. You'll receive your cashback once the mortgage has drawndown as long as you have borrowed a minimum of £75,000, are at least 18 years old and live in the UK.

(C) in the table below indicates that the product is eligible for £500 cashback on new borrowing of £75,000 and above.

Excludes buy-to-let, offset variable rate and some private mortgages and internal product switches. Fees may apply. All loans subject to status.

For First Time Buyer products only, new loans less than £75,000 are eligible for £250 cashback only. Cashback at mortgage drawdown. Maximum loan amount £750k. All loans are subject to status. UK residents. 18+. Offer can be withdrawn at any time.

Refine your results

Your home may be repossessed if you do not keep up repayments on your mortgage

Question mark
Product name
Question mark
Max loan to value
Question mark
Initial rate
Question mark
Until
Question mark
Variable rate thereafter
Question mark
The overall cost for comparison is
Question mark
Product fee
Question mark
Early repayment charge
Question mark
Customer type
 

(Rates correct as at 27th September 2019)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate

Representative Example

A mortgage of £173,003 payable over 22 years, initially on a fixed rate of 1.79% for 2 years and then our Standard Variable Rate, currently 5.2%, for the remaining 20 years. This would require 26 monthly payments of £793.42 and then 237 monthly payments of £1,069.08 plus one final payment of £1,065.79.

The total amount payable would be £276,750.67 made up of the loan amount plus interest (£102,063.67), product fee (£999), valuation fee (£450), funds transfer fee (£40) and mortgage exit fee (£195).

The overall cost for comparison is 4.6% APRC representative.

The Representative Example is for illustrative purposes only. It is representative of our full range of mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tool above, this example will no longer be representative.

Your next steps

Give us a call

  • If you've got any questions, get in touch.

    Mortgage application enquiries

    0800 022 4313

    Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm


    Existing mortgage servicing enquiries

    0800 121 4203

    Mon-Fri 8am-5pm

You are here:  Personal Banking  >  Mortgages  >  All our mortgages