Whether it's for home improvements or the holiday of a lifetime, we can help make it happen with 2.9% APR representative on loans from £7,500 to £15.000.
UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances. Rates are the same online, in branch and via telephone.
An extra financial boost can help you to extend your house, redecorate or pay for a family event. Paying these large amounts at one time can be difficult, but with a Clydesdale Bank personal loan you can pay back over a set period.
With a Clydesdale Bank fixed rate personal loan you can borrow anything from £1,000 to £35,000 and repay in monthly fixed payments over 1 to 5 years*. All loans subject to status and eligibility.
20.9% APR representative on loans from £1,000 – £2,999
|Loan amount £1,000||Term time 2 years||Rate of interest per annum (fixed) 20.9%||Representative APR 20.9%|
|Total amount payable £1211.33||
23 monthly repayments of £50.48and a final payment of £50.29
17.9% APR representative on loans from £3,000 – £4,999
|Loan amount £3,000||Term time 3 years||Rate of interest per annum (fixed) 17.9%||Representative APR 17.9%|
|Total amount payable £3827.97||
35 monthly repayments of £106.34and a final payment of £104.78
3.4% APR representative on loans from £5,000 – £7,499
|Loan amount £5,000||Term time 3 years||Rate of interest per annum (fixed) 3.4%||Representative APR 3.4%|
|Total amount payable £5262.28||
35 monthly repayments of £146.18and a final payment of £145.98
2.9% APR representative on loans from £7,500 – £15,000
|Loan amount £12,500||Term time 4 years||Rate of interest per annum (fixed) 2.9%||Representative APR 2.9%|
|Total amount payable £13,244.07||
47 monthly repayments of £275.92and a final payment of £275.83
3.0% APR representative on loans from £15,001 – £25,000
|Loan amount £20,000||Term time 4 years||Rate of interest per annum (fixed) 3.0%||Representative APR 3.0%|
|Total amount payable £21,231.78||
47 monthly repayments of £442.33and a final payment of £442.27
6.9% APR representative on loans from £25,001 – £35,000
|Loan amount £30,000||Term time 5 years||Rate of interest per annum (fixed) 6.9%||Representative APR 6.9%|
|Total amount payable £35,380.28||
59 monthly repayments of £589.68and a final payment of £589.16
All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.
To validate your identity and protect you against fraud, we require details of one of your credit or debit cards (American express or Diners Club cannot be used). A charge of 1p will be made to this account to complete validation and then refunded back to your account. Your card details will not be stored as part of your application or used for any other purposes.
* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.
** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.
We aim to give online decisions for applications submitted between 8am-10pm Monday to Friday, 8am-6pm on Saturday and 9am-6pm on Sunday. If we are unable to provide a quick decision or your application is submitted outside these times, we will aim to inform you within one working day.
If your loan is accepted online and you choose to print your documents, we'll send you an activation code by First Class post. You will need your activation code to complete the online process.
Use our loan calculator to calculate how much your monthly repayments could be on your chosen loan amount
To apply for a loan you must be aged 18 or over.
Already started an application?
Change details and manage your existing loan.
Retrieve your application if you’ve started your application in the last 30 days.
Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM
Get in touch to discover how our advisors can help you.