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Finding your new home should be an exciting and enjoyable experience. Clydesdale Bank make the mortgage process straightforward to give you the time to look for your perfect home. We are here to help you live where you love, whether it’s your first home, a much needed move or its time to change your deal.
Changes to our standard variable rates
Following the reduction to the Bank of England base rate on Thursday 4th August we are pleased to announce changes to our Standard Variable Rate, Offset Variable Rate and Offset Variable Investment Housing Loan rate.
The following rates will be reduced from 1st of September 2016:
For customers on Standard Variable Rate (SVR) or Offset Variable Rate (OVR) mortgages we will reduce the rates from 4.95% to 4.70%.
For customers on Offset Variable Investment Housing Rate (OVIHL) mortgages we will amend the rate from 5.35% to 5.10%.
If your mortgage is linked to one of these rates you don’t need to do anything at this time. We will write to you following your planned payment in September to confirm how and when the interest rate change will affect your mortgage and payment. Please note that your mortgage payment will change automatically if you pay by Direct Debit. If you pay by standing order we will provide details of any further action you may need to take.
Have you got a mortgage or current account with us? You can refer a friend for a mortgage up to the 29th October 2016 and once their mortgage is open we'll send you both £100 in Love2Shop vouchers. You can recommend up to five people - that's a possible £500 in vouchers for you!