Existing customer mortgage range
A variety of mortgage rates and products to choose from
Getting the right mortgage for your budget and circumstances is crucial. At Clydesdale Bank we have developed a range of products that we hope will help you find the right repayment option.
The table below shows our full range of mortgages to help you explore your options. Please review our Tariff of Mortgage Charges if you're interested in our mortgage products. Applicants must have a mortgage with Clydesdale Bank already. All loans are subject to status. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage
 Product name |
Max loan to value |
Initial rate |
Until |
Variable rate thereafter |
The overall cost for comparison is |
Product fee |
Early repayment charge |
Customer type |
|
|---|---|---|---|---|---|---|---|---|---|
| 2 Year Discounted Offset <=80% LTV (OVR minus 1.40%) - Loan >£1m - BO1623 | 80% | 6.09% | 30/06/2027 | 7.49% | 7.5% APRC | £1999 | no | New Customer |  |
| 2 Year Discounted Offset <=80% LTV (OVR minus 1.40%) - Loan >£1m - Interest Only - BO1623 | 80% | 6.09% | 30/06/2027 | 7.49% | 8.0% APRC | £1999 | no | New Customer | |
| 2 Year Discounted Offset 80LTV less than 1000000- OVR minus 1.70 - Interest Only - BO1624 | 80% | 5.79% | 30/06/2027 | 7.49% | 7.9% APRC | £999 | no | New Customer | |
| 2 Year Discounted Offset <=80% LTV (OVR minus 1.70%) <=£1m - CI- BO1624 | 80% | 5.79% | 30/06/2027 | 7.49% | 7.4% APRC | £999 | no | New Customer | |
| 2 Year Fixed 65% LTV - Loan greater than £1m Capital and Interest - BO1682 | 65% | 4.49% | 30/06/2027 | 7.49% | 7.1% APRC | £1999 | Yes | New Customer | |
| 2 Year Fixed < £500,000 <=65% Interest Only BO1709 | 65% | 4.44% | 30/06/2027 | 7.49% | 7.3% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed < £500,000 <=75% Interest Only BO1710 | 75% | 4.63% | 30/06/2027 | 7.49% | 7.3% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed up to 65% LTV - Loan greater than £1m Interest Only - BO1682 | 65% | 4.49% | 30/06/2027 | 7.49% | 7.3% APRC | £1999 | Yes | New Customer | |
| 2 Year Fixed <= 75% LTV - Loan > £1m Capital and Interest - BO1683 | 75% | 4.68% | 30/06/2027 | 7.49% | 7.2% APRC | £1999 | Yes | New Customer | |
| 2 Year Fixed up to 75% LTV - Loan greater than £1m Interest Only - BO1683 | 75% | 4.68% | 30/06/2027 | 7.49% | 7.3% APRC | £1999 | Yes | New Customer | |
| 2 Year Fixed <= 80% LTV - Loan > £1m Capital and Interest - BO1181 | 80% | 5.13% | 30/06/2027 | 7.49% | 7.3% APRC | £1999 | Yes | New Customer | |
| 2 Year Fixed up to 80% LTV - Loan greater than £1m Interest Only - BO1181 | 80% | 5.13% | 30/06/2027 | 7.49% | 7.4% APRC | £1999 | Yes | New Customer | |
| 2 Year Fixed >= £500,000 <=65% Interest Only BO1712 | 65% | 4.44% | 30/06/2027 | 7.49% | 7.3% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed >= £500,000 <=75% Interest Only BO1713 | 75% | 4.63% | 30/06/2027 | 7.49% | 7.3% APRC | £999 | Yes | New Customer | |
| 2 year fixed rate - 85% LTV - Loan > £1m CI1606 | 85% | 5.25% | 30/06/2027 | 7.49% | 7.3% APRC | £1999 | Yes | New Customer | |
| 2 Year Fixed Rate CI1031 | 85% | 5.15% | 30/06/2027 | 7.49% | 7.3% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed Rate CI1032 | 90% | 5.35% | 30/06/2027 | 7.49% | 7.4% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed Rate CI1462 | 95% | 5.54% | 30/06/2027 | 7.49% | 7.5% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed Rate - over £600k CI1604 | 90% | 5.55% | 30/06/2027 | 7.49% | 7.4% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed Rate - Fee Offer CI1022 | 80% | 4.98% | 30/06/2027 | 7.49% | 7.2% APRC | £0 | Yes | New Customer | |
| 2 Year Fixed Rate - Fee Offer CI1023 | 85% | 5.37% | 30/06/2027 | 7.49% | 7.3% APRC | £0 | Yes | New Customer | |
| 2 Year Fixed Rate - Fee Offer CI1024 | 90% | 5.39% | 30/06/2027 | 7.49% | 7.3% APRC | £0 | Yes | New Customer | |
| 2 Year Fixed Rate - Fee Offer CI1460 | 95% | 5.58% | 30/06/2027 | 7.49% | 7.3% APRC | £0 | Yes | New Customer | |
| 2 Year Fixed Rate Buy To Let New BO1014 | 75% | 5.19% | 30/06/2027 | 7.99% | 7.7% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed Rate Buy To Let New BO1015 | 80% | 5.53% | 30/06/2027 | 7.99% | 7.9% APRC | £999 | Yes | New Customer | |
| 2 Year Fixed Rate Buy To Let New BO1013 | 60% | 4.99% | 30/06/2027 | 7.99% | 7.7% APRC | £999 | Yes | New Customer | |
| 5 Year Fixed 65% LTV - Loan greater than £1m Capital and Interest - BO1686 | 65% | 4.43% | 30/06/2030 | 7.49% | 6.4% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed < £500,000 <=65% Interest Only BO1716 | 65% | 4.38% | 30/06/2030 | 7.49% | 6.7% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed < £500,000 <=75% Interest Only BO1717 | 75% | 4.44% | 30/06/2030 | 7.49% | 6.7% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed <= 80% - Loan > £1m Interest Only BO1184 | 80% | 4.85% | 30/06/2030 | 7.49% | 6.8% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed >= £500,000 <=65% Interest Only BO1719 | 65% | 4.38% | 30/06/2030 | 7.49% | 6.6% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed >= £500,000 <=75% Interest Only BO1720 | 75% | 4.44% | 30/06/2030 | 7.49% | 6.7% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed up to 65% - Loan greater than £1m Interest Only BO1686 | 65% | 4.43% | 30/06/2030 | 7.49% | 6.7% APRC | £1999 | Yes | New Customer | |
| 5 year fixed rate - 75% LTV - > £1m - Capital and Interest BO1687 | 75% | 4.49% | 30/06/2030 | 7.49% | 6.4% APRC | £1999 | Yes | New Customer | |
| 5 year fixed rate - 75% LTV - > £1m - Interest Only - BO1687 | 75% | 4.49% | 30/06/2030 | 7.49% | 6.4% APRC | £999 | Yes | New Customer | |
| 5 year fixed rate - 80% LTV - > £1m - Capital and Interest BO1184 | 80% | 4.85% | 30/06/2030 | 7.49% | 6.6% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed Rate CI1039 | 80% | 4.50% | 30/06/2030 | 7.49% | 6.4% APRC | £999 | Yes | New Customer | |
| 5 year fixed rate - 85% LTV - Loan > £1m CI1607 | 85% | 5.00% | 30/06/2030 | 7.49% | 6.6% APRC | £1999 | Yes | New Customer | |
| 5 Year Fixed Rate CI1040 | 85% | 4.90% | 30/06/2030 | 7.49% | 6.6% APRC | £999 | Yes | New Customer | |
| 5 Year Fixed Rate - Over £600k CI1605 | 90% | 5.15% | 30/06/2030 | 7.49% | 6.7% APRC | £999 | Yes | New Customer | |
| 5 Year Fixed Rate CI1041 | 90% | 4.95% | 30/06/2030 | 7.49% | 6.7% APRC | £999 | Yes | New Customer | |
| 5 Year Fixed Rate CI1463 | 95% | 5.19% | 30/06/2030 | 7.49% | 6.7% APRC | £999 | Yes | New Customer | |
| 5 Year Fixed Rate - Fee Offer CI1026 | 80% | 4.56% | 30/06/2030 | 7.49% | 6.4% APRC | £0 | Yes | New Customer | |
| 5 Year Fixed Rate - Fee Offer CI1027 | 85% | 4.98% | 30/06/2030 | 7.49% | 6.6% APRC | £0 | Yes | New Customer | |
| 5 Year Fixed Rate - Fee Offer CI1028 | 90% | 5.04% | 30/06/2030 | 7.49% | 6.6% APRC | £0 | Yes | New Customer | |
| 5 Year Fixed Rate - Fee Offer CI1461 | 95% | 5.24% | 30/06/2030 | 7.49% | 6.7% APRC | £0 | Yes | New Customer | |
| 5 Year Fixed Rate Buy To Let New BO1016 | 60% | 5.00% | 30/06/2030 | 7.99% | 7.0% APRC | £999 | Yes | New Customer | |
| 5 Year Fixed Rate Buy To Let New BO1017 | 75% | 5.09% | 30/06/2030 | 7.99% | 7.0% APRC | £999 | Yes | New Customer | |
| 5 Year Fixed Rate Buy To Let New BO1018 | 80% | 5.22% | 30/06/2030 | 7.99% | 7.1% APRC | £999 | Yes | New Customer | |
| Offset Variable Investment Housing Loan Buy To Let BO1004 | 80% | 7.99% | N/A | 7.99% | 8.5% APRC | £1999 | No | New Customer | |
(Information correct as at 26th March 2025)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
Representative Example
A mortgage of £732,000 payable over 25 years, initially on a fixed rate of 5.55% for 2 years and then our Standard Variable Rate, currently 7.49%, for the remaining 23 years. This would require 27 monthly payments of £4,5173.28 and then 272 monthly payments of £5,339.55.31 plus one final payment of £5,339.82.
The total amount payable would be £1,581,238.73 made up of the loan amount plus interest (£847,670.73), product fee (£999), valuation fee (£445), funds transfer fee (£25) and mortgage exit fee (£99).
The overall cost for comparison is 7.9% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tool above, this example will no longer be representative.
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