Your home may be repossessed if you do not keep up repayments on your mortgage
Guiding you through your house-buying journey
Buying a house for the first time can be daunting. From starting out to completing the deal, there’s a lot to think about. You can be assured that we’ll help you at each stage of your journey to help make buying your first home as straightforward as possible.
Benefits of our mortgage products
Our mortgage products can help get you on the property ladder. And you can be assured that we’ll help make buying your first home as straightforward as possible to get you off to the best possible start. At Clydesdale Bank, to be classed as a first-time buyer, you just need to be aged 18 or over, live in the UK, and have not had a mortgage in the last 12 months. All our loans are subject to status, and security will be required.
- Fixed interest rates provide the comfort of knowing what your monthly repayments will be during your fixed-rate period.
- Expert advice — Get the right advice and support to help you find the right mortgage for you from those we offer.
Our mortgages
Please review our table of mortgage products to check what mortgage products are available for customers buying their first home.
Making your first time easier
More help with mortgages
Mortgage journey
We’ve created a range of tools and guides to help you understand the mortgage process.
Financial considerations
Make sure you’re aware of the costs of buying a home and how many factors can influence the mortgage rate you get.
Your next step
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Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In Principle
Give us a call
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If you've got any questions, get in touch.
Mortgage application enquiries
Mon - Fri 9am - 5pm
Existing mortgage servicing enquiries
Mon - Fri 8am - 5pm except for Wednesdays 9.30am - 5pm
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Our mortgage products and rates
Top Mortgage questions
Have a question about our mortgages? Have a look at some of the questions we’re asked most often.
You can find impartial information and guidance on money matters on the “MoneyHelper” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.