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Private - Capital and Interest - Loan greater than 1,000,000 GBP - 5 year Fixed

For loans up to 80% of property value

Product namePrivate - Capital and Interest - Loan greater than 1,000,000 GBP - 5 year Fixed
Initial rate2.59%
Initial rate expires on
31st December 2025
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison3.8% APRC
Product fee£1,999
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

Maximum loan amount£2,000,000. Different maximum LTVs apply if any part of the mortgage is Interest Only - Please see Interest Only products
Maximum loan to value80%
Minimum loan amount£1,000,001
Early repayment charge5% in years one and two
4% in year three
3% in year four
2% in year five
Special features

At the end of the discounted/fixed period you can make extra payments or repay your whole mortgage without penalty.

Purchase: None

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m