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Compare our current accounts

There are a number of benefits and conditions that come with any bank account. To help you choose the most effective for your own circumstances, you can compare our current accounts below. This information can help you make an informed choice as well as using our Fee Information Documents and Glossary of Terms. Terms and conditions apply. All accounts are subject to status and eligibility.

Choose from our range of current accounts

All of our standard current accounts come with a debit card, optional cheque book and access to our mobile, telephone and internet banking.

Clydesdale Bank, Yorkshire Bank, B and Virgin Money are becoming one bank

In October 2018, Virgin Money plc (Virgin Money) joined forces with Clydesdale Bank PLC (Clydesdale).If you have any products with Virgin Money, we need you to read some information before you apply. This includes how your Financial Services Compensation Scheme (FSCS) protection could be affected.

Find out more (opens in a new window)

Works with the B app

B Current Account [1]

  • No monthly fee for maintaining the account
  • 16 minimum age (18+ if you want to apply online)
  • Works with the B app. What is this?
  • Apple and Google Pay
  • Interest paid on credit balances up to £2000
  • Linked savings account (compulsory)
  • Arranged Overdraft [2] (Monthly Arranged Overdraft Fee and debit interest apply) What is this?
  • Unarranged Overdraft [3] (Daily Unarranged Overdraft Fee applies) What is this?
  • Arranged and Unarranged Overdraft grace days. [4] What is this?
  • Refusing A Payment Due to Lack of Funds Fee. What is this?
  • Fee cap. What is this?
  • Monthly Cap on Unarranged Overdraft Charges (also known as Monthly Maximum Charge) What is this?
  • Offset mortgage facilities. What is this?

Find out more about our B current account (opens in a new window)

Signature Current Account

  • £13.50 Monthly Fee For Maintaining The Account
  • 18 minimum age
  • Apple and Google Pay
  • Linked savings account available
  • Arranged Overdraft [2] (Monthly Arranged Overdraft Fee and debit interest apply) What is this?
  • Unarranged Overdraft [3] (Daily Unarranged Overdraft Fee applies) What is this?
  • Refusing A Payment Due to Lack of Funds Fee. What is this?
  • Fee cap. What is this?
  • Monthly Cap on Unarranged Overdraft Charges (also known as Monthly Maximum Charge) What is this?
  • Offset mortgage facilities. What is this?
  • Worldwide travel insurance. Provided and underwritten by American International Group UK Limited.
  • UK breakdown cover. Provided by Green Flag and underwritten by U K Insurance Ltd
  • Mobile phone insurance. Provided by Lifestyle Services Group Ltd and underwritten by Assurant General Insurance Ltd
  • Gadget insurance. Provided by Lifestyle Services Group Ltd and underwritten by Assurant General Insurance Ltd
  • ID Defender. Provided by Lifestyle Services Group Ltd
  • My Signature Rewards. Gives you access to offers and discounts on certain travel, leisure and shopping

Find out more about our Signature Current Accoun (opens in a new window)

Current Account Control

  • £7.50 Monthly Fee For Maintaining The Account
  • 18 minimum age
  • Apple and Google Pay
  • Linked savings account available
  • Arranged Overdraft [2] (Monthly Arranged Overdraft Fee and debit interest apply) What is this?
  • Offset mortgage facilities. What is this?

Find out more about our Current Account Control (opens in a new window)

Our other accounts

Readycash account

Our basic bank account, only available to customers who are aged 16 years and over and not eligible for one of our standard Current Accounts. May also be available for customers experiencing financial difficulties.

Find out more

Private Current Account

Our Private Current Account is available to individuals with annual earnings of at least £75,000, joint incomes of £100,000, or investable assets of £100,000. Access is through our private banking service which has a Monthly fee of £25 for maintaining the account and includes access to a Private Development Manager. Subject to status and eligibility. 18+ T&Cs apply.

Find out more

Switching your account to Clydesdale Bank

You can switch your existing bank account to us within 7 working days with the Current Account Switch Service. The service is easy to use and we'll do everything for you.

Find out more about switching
FSCS

Please see FSCS leaflet download for futher information or visit www.fscs.org.uk

  1. Both a B Current and B Instant Savings account must be opened at the same time and both held to take full advantage of all the features of the accounts and the B app. You’ll also need a compatible smartphone or tablet to take advantage of all the tools.
  2. Arranged overdraft (subject to status) is when you have arranged an overdraft limit with us on your current account, allowing you to continue to make payments up to the value of your limit. A Monthly Arranged Overdraft Fee is applied each month you use an Arranged Overdraft greater than the value of the Arranged Overdraft Buffer Amount. B Current gives you two working days each month to reduce your arranged overdraft to below the buffer before you're charged the Monthly Arranged Overdraft Fee. The buffer amount can be found within the tariff.
  3. Unarranged overdraft happens when we allow a payment despite a lack of funds in your account (including any arranged overdraft); a Daily Unarranged Overdraft Fee is applied on each business day that you are in an unarranged overdraft which is greater than the value of your Unarranged Overdraft Buffer Amount. B Current gives you two working days grace to bring your unarranged overdraft to less than the buffer amount before the fee is charged. The buffer amount can be found within the tariff.
  4. The grace period gives you two business days to bring your unarranged overdraft to less than the buffer amount before the fee is charged. You qualify for another grace period when you reduce your unarranged overdraft to less than the buffer amount.

Find a branch

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

Branch locator

Contact us

Call us to speak to an advisor or apply for a current account by phone

0800 345 7365

Or if you're abroad / Outside UK

+44 141 952 6827

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 5pm

For your security calls may be monitored or recorded.

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You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.