Find out for yourself why we are the UK's best current account provider. You get a feature-packed account supported by 24/7 customer service.
Readycash is our basic bank account for customers aged 16 years and over and not eligible for one of our standard Current Accounts. It may also be available for customers whose personal circumstances make it difficult to manage their finances, or who are experiencing financial difficulties - if this is the case, please phone one of our advisors or visit your local branch. There are no fees or charges for everyday transactions.
Readycash lets you pay for goods and services with your debit card. Your debit card also allows you to make contactless payments. If you need cash or access to your account, simply use any of our cash machines – or pop into a Clydesdale Bank branch or Post Office. You’ll also be able to manage your account easily with monthly statements, mobile and online and telephone banking.
Readycash doesn’t allow arranged or unarranged overdrafts, so requests for unarranged overdrafts will usually be refused. The account does not come with a cheque book and does not pay credit interest.
These services may be temporarily unavailable due to periods of routine maintenance. Calls may be recorded or monitored for your security.
You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.
Readycash accounts cannot be applied for directly. If you apply for one of our standard Current Accounts and you're not eligible, we'll let you know at the end of the application and offer you a Readycash account (if appropriate).
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information go to www.currentaccountswitch.co.uk (opens in a new window)
Can I still switch to you?
Not all banks or building socities in the UK offer the Current Account Switch Service (CASS). We can still help you switch your account and any regular payments to us when we are unable to use the Current Account Switch Service.
As your new bank we will take care of everything, managing the switch process from start to finish. This service is completely free; however it isn't covered by the Current Account Switch Guarantee.
Once you have opened an account with us, we will ask you to complete a simple form and then we'll contact your old bank or building society within two business days to request a list of all your regular payments and regular credits received into your account for the last 13 months. Your old bank or building society should send us this information within five business days.
Once we receive the information from your old bank or building society we will arrange for any Standing Orders, Direct Debits and any regular credits made to your account to be transferred to your new account with us within five business days. We will contact you to agree a date to complete the switch.
Make sure your old bank has your current address. Let them know if you’ve moved house or you’re now living in student term-time accommodation. If any of your address details are out of date, we will not be able to make the switch until you’ve updated them.
If you’re recently married or have changed your name for any other reason, please make sure your old bank has updated your personal details.
Check that your old bank holds your correct date of birth.
To switch to one of our current accounts, make sure the account you’re switching from is a current account.
You will need to have the following available when you’re ready to switch:
We will also ask you for:
Get in touch if you have any other questions about switching.
Call 0800 345 7365
Monday to Friday 8.00am - 8.00pm,
Saturday 9.00am - 5.00pm,
Sunday 10.00am - 5.00pm.
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