The planned borrowing debit interest will be charged at a Central Bank reference rate for the currency of your account (which may change daily) plus any applicable margin (which is set out in your facility letter). Details of the Central Bank Reference rates can be found from the following web site addresses or by contacting your relationship manager or branch.
Debit interest Central Bank reference rates (all the links below open in a new window)
Credit interest may be paid at a fixed rate for the currency of your account. Any applicable credit interest is calculated on a daily basis on the cleared credit balance and if applicable paid quarterly on the 30th of March, June, September and December.
With effect from 17th June 2013, no credit interest will be applied to cleared credit balances in any approved currency in your currency account(s).
We are a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and circumstances of the claim.
Further details of the scheme are available from us on request or from the Financial Services Compensation Scheme www.fscs.org.uk or in writing from the Financial Services Compensation Scheme, 10th Floor, Beaufort House, 15 St Botolph Street, London EC3A 7QU.
Clydesdale Bank and Yorkshire Bank are trading names of Clydesdale Bank PLC. As both banks are part of the one and same authorised entity the FSCS compensation limit applies to deposits held across both brands.
Clydesdale Bank PLC 177 Bothwell Street, Glasgow, G2 7ER Registered in Scotland No: SC001111.
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