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Fast-track cheque-in

It's not always easy to visit a branch to pay in a cheque. So we've made it simpler using some handy technology. You can even do it from the sofa

Your cheque list

Here's a step-by-step guide to mobile cheque deposits - just in case you want something to refer to the first time you see it.

  • Tap on the account you’d like to pay the money into, tap the menu in the top right corner and choose ‘Deposit a cheque’
  • Enter the cheque amount and press ‘Next’
  • If it’s your first time, you’ll be asked to let the app access your camera. Click ‘Allow’ to continue.
  • You’ll be shown how to frame a photo of the cheque. Once it’s all lined up, the app will automatically take the shot for you. Then press the forward arrow to continue.
  • Confirm you’re happy with the photo or try again. Just make sure all the cheque details are clear.
  • Press ‘Snap the back’ then turn your cheque over and repeat steps 4 and 5 for the back of the cheque.
  • The summary screen will confirm the cheque amount and show you a preview of the photos. If it all looks right, press ‘Pay in your cheque’. Or, choose ‘Cancel’ if something needs changing, and start again.
  • Done! You’ll get an on-screen confirmation, and we’ll make sure everything is okay. Once it’s sorted, we’ll send you a text and pass the cheque on to the payer’s bank.

Main benefits

No need to go into the bank

Just take a photo of both sides of the cheque and send it through your app.

Funds clear faster

No more waiting for your money; cheques clear by the end of the next working day. See Footnote [1] for exclusions

Deposit cheques from anywhere

Working or travelling abroad? Depositing a Sterling cheque via your mobile will work there too.

Know the small print

We’ve designed the service to be as simple as possible, but here are a few things to know before you use it.

For now, you can only use the service to deposit cheques signed no longer than six months ago, up to a total of £1000 a day and each individual cheque needs to be £500 or less. You must pay it in to one of your Clydesdale/Yorkshire Bank accounts.

Most banks are part of the scheme, but there may be certain cheques we can’t accept yet. We’ll let you know if there’s a problem though.

[1] If you deposit the cheque by mobile after 5pm, clearing won’t start until the next working day. Cheques submitted on a Friday will usually clear by Monday.

Send your cheque on a weekday and funds will clear by 23:59 (at the latest) on the next working day. Remember though, bank holidays don’t count as official working days.

Is your app up to date?

We’ve updated the app to include the mobile cheque depositing feature. If you can’t find it in your app menu, you might need to download the latest version first.

Download on the App Store Android app on Google play

You are here:  Personal Banking  >  Ways of banking  >  Mobile banking  >  Cheque deposit

You can find impartial information and guidance on money matters on the “MoneyHelper” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.