Skip to content Go to accessibility help
We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy.

Cash ISAs (Individual Savings Accounts)

See your savings grow

Help your money earn interest by taking advantage of your annual ISA allowance. The overall ISA limit for 2019/2020 is £20,000.

Anyone aged 16 years or over is eligible to apply for a Cash ISA, must be resident or ordinarily resident in the United Kingdom and hold a National Insurance number.

The value of any tax benefits to you depends on your individual circumstances, the Law and Her Majesty's Revenue and Customs (HMRC) practice which are subject to change.

Other products and services are available at Virgin Money. Find out more. about Virgin Money savings products (opens in a new window)

Cash ISA Fixed Rate Bond

1.26% tax-free p.a./AER until 26th February 2021 [1]

Our Cash ISA Fixed Rate Bond is available for a limited period of time. The bond will pay a fixed interest rate over a set duration until a maturity date - so you know how much your savings can grow. Exclusive rate for existing and new current account customers.

  • UK residents only
  • Minimum deposit £10
  • Interest is calculated on a daily basis and is paid at maturity or on account closure
  • Once this product is withdrawn from sale, you have 14 days to complete saved applications and a further 14 days to deposit funds into your account
  • Product can be withdrawn from sale at any time
  • UK residents only. Applicants must be 16 or over to apply. 18 or over to apply online
  • Additional deposits possible whilst products on sale up to £20k (ISA subscription limit for 2019/2020)
  • Charges apply to early account closures or transfers, based on days until maturity. Partial withdrawals are not permitted.

Find out more about our Cash ISA Fixed Rate Bonds

Flexi Cash ISA

Keep your cash saved but accessible with a Flexi Cash ISA Account

Our Flexi Cash ISA is a flexible Cash ISA where you have immediate access to your money without charge.

  • UK residents only
  • Instant access
  • The more you save, the higher the interest rate you could earn, with our tiered rates
  • Minimum deposit £10

Find out more about our Flexi Cash ISA

[1] Tax-free means interest payable is exempt from income tax. AER – Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.

Financial Services Compensation Scheme (FSCS)

Protecting your money

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank, B and Virgin Money. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit  

Discover our full range of savings accounts

You are here:  Personal Banking  >  Savings  >  Tax efficient savings