Clydesdale Bank savings account comparison

Choose from our range

To help you find the most suitable savings account for your money, have a look through the table below where we have compared all our savings accounts and some of their features.

Which savings account is right for you?

	B Instant Savings Account (1)	Instant Savings Account	Savings Account Plus (1)	Signature Savings Account (1)	Flexi Cash ISA	Cash ISA Instant Access	Help to Buy Cash ISA	40 Day Notice Account	Cash ISA 40 Day Notice Account	Fixed Term Deposit	Cash ISA Fixed Term Bond (3)
Minimum age	16 18+ if you want to apply online	16	16 18+ if you want to apply online	18	16	16	16	16	16	16	16
Minimum Opening Deposit	£0	£1	£1	£1	£10	£10	£0 (4)	£500	£500	£2,000	£2,000
Suitable for Regular Savings							Max £200 per month
Tax Status	(2)	(2)	(2)	(2)	(8)	(8)	(8)	(2)	(8)	(2)	(8)
Access	Immediate	Immediate	Immediate	Immediate	Immediate (6)	Immediate (5)	Immediate (5)	40 days notice	40 days notice (5) (9)	Withdrawals not permitted	Withdrawals not permitted (7)
Telephone, Internet and Mobile Banking
Offset Mortgage Facility (10)
	More	More	More	More	More	More	More	More	More	More	More

The overall ISA limit for 2016/2017 is £15,240 with the option to save all or some of the full allowance in cash. You can split your allowance across a stocks and shares ISA, innovative finance ISA and either a cash ISA or Help to Buy: ISA each tax year, providing you do not exceed the Help to Buy: ISA monthly subscription allowance. You cannot subscribe to a Cash ISA and a Help to Buy: ISA in the same tax year.

Key to numbers in brackets

1. You need to hold a B Current Account to qualify for B Instant Savings Account; Current Account Plus for Savings Account Plus; and Signature Current Account for a Signature Savings Account.
2. Interest will be paid gross. Gross interest is the interest payable without taking account of any tax payable. If you earn interest over your Personal Savings Allowance you will be required to pay any tax due yourself directly to HMRC. If you would like to read more about your Personal Savings Allowance, please visit the Government website www.gov.uk.
3. Subject to availability.
4. Maximum deposit in calendar month account is opened is £1200.
5. Any withdrawals during the same tax year will reduce the current years annual ISA subscription allowance, and for Help to Buy: ISA account holders only – impact on the bonus the government will pay.
6. Any withdrawals during the same tax year will NOT reduce the current year's annual ISA subscription allowance.
7. Early closure or transfer subject to charge.
8. Tax Free – Is the rate payable when income is exempt from income tax. The value of any tax benefits to you depends on your individual circumstances, the Law and Her Majesty's Revenue and Customs (HMRC) practice which are subject to change.
9. Withdrawal or closure without notice subject to charge.
10. Offsetting means you can use the money in your savings account to reduce the amount of interest you pay on your existing Clydesdale Bank offset mortgage. Remember, no credit interest will be paid on account credit balances that are used for offsetting.